Are Comenity Calls Driving You Crazy?
Comenity Bank may not be a household name. However, they are the bank behind many retail store credit cards. For example, when you visit your local Victoria’s Secret and apply for a store credit card, you’re actually applying with Comenity Bank. If you are approved and issued a Victoria’s Secret store credit card, you are actually approved and issued a Comenity Bank credit card. So, if you are past due on paying your Victoria’s Secret credit card you can be sure that Comenity Bank is calling in order to attempt to collect the debt.
Comenity Bank’s debt collection department has been known to call excessively all hours of the day and evening. They even use different numbers so that you won’t recognize when they are calling in the hopes that you will pick up the phone. Are Comenity Bank calls driving you crazy? If you answered yes to this question than you are certainly not alone. Here is a small sample of the hundreds of numbers that Comenity Bank’s in-house collections and billing departments utilize when contacting you on the phone….
800-675-5685, 800-305-1215, 800-695-1788, 888-332-4728, 855-506-2495, 913-312-9488, 720-356-3688, 732-806-3199, 609-400-7010, 614-754-4136, 614-729-9025, 614-729-9031, 614-729-6040, or 614-729-4000.
The good news is that Comenity Bank and any other debt collector must treat you properly when attempting to collect a debt from you. That means they cannot call excessively and harass you in any manner. They cannot insult you in any way. They cannot make threats to have you arrested unless you pay the debt. Debt collectors cannot harass you and tell you that they will have you wages garnished until you pay them the debt. You need to know that you have consumer rights. You are protected by the law. If a debt collector breaks these laws, they are committing debt collector harassment.
That means you can actually sue them in a court of law in order to stop the harassment. The debt collector may very well be forced to pay fines. You may even be eligible for compensation. You may owe a debt, but that doesn’t mean you should be treated poorly by the people who are trying to collect that debt from you. It helps if you know your rights. If Comenity calls are driving you crazy, please contact Your Legal Rights Advocates today to find out more about debt harassment and how it can negatively impact your life.
