If you are late making payments on your Comenity Bank credit card or have a past due balance, than you are probably receiving phone calls from Comenity Bank’s in-house collections and billing departments. You may even be receiving multiple calls per day on a daily basis. For example, have any of the following phone numbers been popping up on your home phone or cell phone?
800-675-5685, 800-305-1215, 800-695-1788, 888-332-4728, 855-506-2495, 913-312-9488, 720-356-3688, 732-806-3199, 609-400-7010, 614-754-4136, 614-729-9025, 614-729-9031, 614-729-6040, or 614-729-4000.
They are just a few of the hundreds of numbers that Comenity Bank’s in-house collections and billing departments use when calling people in order to collect a debt.
While they certainly do have a right to attempt to collect the debt that you owe them, any debt collector must go about it in an appropriate way. That means they are not allowed to take part in deceptive practices that are considered to be debt harassment according to the law. That being stated, some debt collectors, including a few employees of Comenity Bank’s in-house collections and billing departments have been known to operate outside of the rules. When that happens it can cause you a tremendous amount of distress and strain on your life.
The pressure of knowing that you owe the money is bad enough. You certain do not need anyone making it worse by harassing you over it. You made a mistake when it came to paying back your debt in a timely manner. It certainly does not mean that anyone who is attempting to collect that debt from you should treat you in a way that makes you feel humiliated. Do you know why some debt collectors resort to taking underhanded tactics and end up committing debt collection harassment? The bottom line is that there are a few bad apples in the industry.
These bad apples will do whatever they can in order to make you pay the debt. These bad apples could care less if you can afford to pay the debt in its entirety. These bad apples could care less if you can afford to pay the debt off in payments. All they care about is collecting the debt that you owe no matter what your current circumstances are. They will tell you lies. They will make threats. They will call you at all hours of the day and night on your home phone and cell phone. They will call you at work. They do this in order to break you down.
They do this in order to make you feel desperate. They know full well that when a person starts to feel desperate about a particular situation that person will do cave in just to make it go away. When a debt collector takes part in debt harassment they know exactly what they are doing. The reason they are not scared to break the law is because they know that the vast majority of consumers have absolutely zero idea that debt harassment is against the law. The vast majority of consumers do not realize that they have consumer rights that protect them from such things.
The bad apples of the debt collections world know that most of the time they can get away with it. We are here to tell you that they cannot get away with it. You can make debt harassment stop, and we can help. You may even be entitled to sue the debt collector in a court of law for monetary compensation, and we can help. Your days of being a victim of debt harassment can be over, and we can help. Everyone deserves a bit of peace and quiet in his or her life.
If you feel that you are being treated unfairly by Comenity Bank’s in-house collections and billing departments, please contact us immediately. Legal Rights Advocates, Inc is a consumer advocate law firm that focuses on consumer rights protection services across the Unites States. We have well over twenty-five (25) years of combined experience helping consumers that are experiencing Debt Collector Harassment, Social Security Disability issues, and a whole lot more.
LRA is truly your consumer rights advocate. We take great pride in the fact that our job is to protect you from deceptive and or abusive debt collection practices. Our goal is to assist you each and every step of the way regarding your rights for consumer protection. Please call us today for more information at 855-254-7841. We look forward to working with you.
