Comenity Bank may be calling you from (855) 334-4196. Comenity Bank isn’t a traditional banking services provider, but provides credit cards, including store credit cards. When a consumer fails to pay back the credit amount owed, they can be called by the bank to recover the money.
Receive free legal support from one of our seasoned debt harassment lawyers and protect your rights.
The FDCPA is a federal law that protects consumers from any form of oppressive, deceitful, or unethical debt collection methods. This law not only applies to debt collectors, but also to lending institutions like Comenity Bank.
The FDCPA bans the use of automated calling systems, such as pre-recorded messages and robocalls, and regulates the times when debt collectors can make phone calls. Communication must stop immediately if the recipient requests it. If the harassing calls persist, the recipient is entitled to compensation of up to $1,000 under the FDCPA.
Also, if you tell Comenity Bank to stop calling and they continue to call, you may be entitled up to $500 per call for them violating Federal Law known as the Telephone Consumer Protection Act (TCPA). The TCPA protects cell phone users against unwelcome robo-calls and calls made using an automatic dialing system.
It’s important to be aware that Comenity Bank may use different phone numbers than (855) 334-4196, including:
If you receive calls from any of these numbers, it’s critical to take action to protect your rights.
Debt Collection is a legal activity. But when it translates into stress and anxiety for the consumer, it no longer is legal. The law has guidelines specifically for the purpose of debt collection, including the following practices that are out of bounds for debt collectors:
One of the key TCPA guidelines implies that businesses need to have express consent to make phone calls to consumers.
Legal Rights Advocates, PLLC is a law firm that helps clients who are facing debt harassment and looking for ways to bring a stop to it. Our team of attorneys, over the years, has helped countless clients understand the process better, act against it as needed, and win largely successful outcomes.
Call us at (855) 254-7841 for immediate assistance with our free services to put a stop to the harassment.
At Legal Rights Advocates, we are committed to supporting clients who face harassment from debt collectors, including phone harassment. By retaining a lawyer from our firm, those who are being pestered by calls from Comenity Bank can gain a significant advantage. We can provide information on how to file a lawsuit against Comenity Bank for violating the FDCPA and help you put an end to these calls.
A debt harassment attorney can give you peace of mind and ensure that your rights are protected. Our lawyers bring their expertise and knowledge to the table, making sure you receive the full compensation allowed under the FDCPA. Don’t hesitate, contact one of our qualified debt harassment attorneys for a free case evaluation today.