Are You Receiving Harassing Calls From (855) 334-4196?

Comenity Bank may be calling you from (855) 334-4196. Comenity Bank isn’t a traditional banking services provider, but provides credit cards, including store credit cards. When a consumer fails to pay back the credit amount owed, they can be called by the bank to recover the money.

Receive free legal support from one of our seasoned debt harassment lawyers and protect your rights.

FREE CASE REVIEW

Read our 433 reviews

Understanding the FDCPA on Harassing Phone Calls

The FDCPA is a federal law that protects consumers from any form of oppressive, deceitful, or unethical debt collection methods. This law not only applies to debt collectors, but also to lending institutions like Comenity Bank.

The FDCPA bans the use of automated calling systems, such as pre-recorded messages and robocalls, and regulates the times when debt collectors can make phone calls. Communication must stop immediately if the recipient requests it. If the harassing calls persist, the recipient is entitled to compensation of up to $1,000 under the FDCPA.

Also, if you tell Comenity Bank to stop calling and they continue to call, you may be entitled up to $500 per call for them violating Federal Law known as the Telephone Consumer Protection Act (TCPA). The TCPA protects cell phone users against unwelcome robo-calls and calls made using an automatic dialing system.

Other Possible Comenity Bank Phone Numbers

It’s important to be aware that Comenity Bank may use different phone numbers than (855) 334-4196, including:

If you receive calls from any of these numbers, it’s critical to take action to protect your rights.

What is Debt Collection Harassment?

Debt Collection is a legal activity. But when it translates into stress and anxiety for the consumer, it no longer is legal. The law has guidelines specifically for the purpose of debt collection, including the following practices that are out of bounds for debt collectors:

Calling you any time of the day, including late night or early morning. Calling you at your workplace.
Passing on information about your debt to another person; giving debt-related information to the person who answers the phone. Leaving a message regarding details of your debt with friends or relatives or neighbors.
Not informing you that the responsibility of collecting your debt has been handed over to a debt collection agency.
Communicating about your debt on social networks like Facebook.
Producing paperwork that implies that your debt is now a police or court matter.
Suggesting ways in which you can pay off the debt, including selling your home or taking on another line of credit.
Debt collectors must identify themselves. Posing as an officer of the court is illegal.

One of the key TCPA guidelines implies that businesses need to have express consent to make phone calls to consumers.

Legal Rights Advocates, PLLC is a law firm that helps clients who are facing debt harassment and looking for ways to bring a stop to it. Our team of attorneys, over the years, has helped countless clients understand the process better, act against it as needed, and win largely successful outcomes.

Call us at (855) 254-7841 for immediate assistance with our free services to put a stop to the harassment.

About Legal Rights Advocates

At Legal Rights Advocates, we are committed to supporting clients who face harassment from debt collectors, including phone harassment. By retaining a lawyer from our firm, those who are being pestered by calls from Comenity Bank can gain a significant advantage. We can provide information on how to file a lawsuit against Comenity Bank for violating the FDCPA and help you put an end to these calls.

A debt harassment attorney can give you peace of mind and ensure that your rights are protected. Our lawyers bring their expertise and knowledge to the table, making sure you receive the full compensation allowed under the FDCPA. Don’t hesitate, contact one of our qualified debt harassment attorneys for a free case evaluation today.

What Our Clients Are Saying

Legal Rights Advocates, Inc.

4.9

Based on 390 reviews

Levi Painter

04:38 28 Apr 23

Adam did a great job handling my case. Was able to get the loan dropped and now owe nothing. This company was very professional and did exactly what they said they would. Almost to good to be true!! Didn't actually believe it until I saw what they can do with my own 2 eyes. They really harrased me and kept calling over and over again. Stand up for your rights and let Adam handle your case!!!Did show up on my credit report as 4 missed payments which I did not expect because the loan was completely dropped but I am more than happy to take the hit on my credit report.

Marathon Lodge323

15:13 19 Apr 23

The firm has been very supportive throughout the process. Adam Jeffery has communicated with me on a regular basis to keep me updated. It was a long time coming but everything turned out wonderful in the end. Thank you so much to legal rights advocates

Renee Ponce

19:57 23 Mar 23

Mark and Legal Rights Advocates were amazing! To begin with Mark returned my call from the website on a Sunday! In less than 2 weeks they had prepared a letter for the company on my behalf and in less than 6 weeks ALL my issues with the credit card company that was harassing me for the last year were solved! This included getting a financial bonus and making sure the credit bureaus correct my credit score! Mark was completely professional and had exceptional follow-up! VERY impressed! Thanks again!

Kendra Lesley

22:40 06 Feb 23

I definitely recommend Legal Rights Advocates. I was being harassed by my credit card company they were calling a minimum of 10 times a day on the hour even ever half hour at times. Only after getting advice from Mark G on what to say to my creditors the calls stopped. Mark G is very helpful and friendly. I especially like how he follows up to make sure you aren’t having issues with your creditors.

Nick Galang

16:46 09 Dec 22

Thank you Mark Gazda for your advice. You went above and beyond from what I initially expected, took the time to listen to my problem and also how to deal with the problem. He was very professional, communication is amazing, readily available. I'd definitely recommend him to anyone I care about!! He actually cares about his clients and You can tell it's genuine even the sincerity in his voice, he was comforting after being threatened by a collection agent. Thank you again for making my day better.

Charlene Rice

05:27 16 Sep 22

When I had problems of scammers, Legal Rights Advocates was always there for me.They are always by my side when scammers were phishing for my money. They gave me timely advice on how to deal these scam crooks. I highly recommend them. So if you are having problems being harassed by scammers and robocalls, they will give you great advice. And you will have relief after taking to them. One of the best! Mark really helped me about dealing with threatening scam phone calls. He is truly a professional.He’s always by my side through thick and thin. I highly recommend.

Gift_

17:20 08 Sep 22

Gathering all information needed and keeping me posted on each step of the way made my experience exemplary.I’m thankful I found my way to Legal Rights Advocates and will refer them to anybody needing their services.

Kimberlee Trainer

22:03 21 Aug 22

Arelys was very kind and willing to work hard for me. I was able to get through to her with questions regarding my case. She later transferred to another department and Adam stepped in. He was very professional and always available anytime I had questions. He did a great job helping to bring my case to a positive closure. I am very thankful for this group of people who helped walk me through a very difficult time in my life. I highly recommend their services and thank you so much Adam.

Marie Davis

22:42 09 Aug 22

I needed assistance with qualifying for my Social Security disability benefits. I reached out to Legal Rights Advocates, and I am so glad I did. They were experts at navigating through the Social Security Disability maze! They provided the representation and guidance I needed. I was approved for my disability benefits! I could not have done it without the help of Legal Rights Advocates. I would highly recommend their services if you need help getting your disability benefits.

Rae Jor

19:55 05 Aug 22

I was forced to pay something in full, with false threats of me going to court if it’s not paid that same day, being told I was accused of fraud, etc. I kept trying to call the accusing company after seeing a post of people getting scammed with false threats of court. I accidentally called Mark because of what Google showed me as I was searching for that company. He asked me about the company and were specific things happening to me, I said yes confusingly. He told me what the accusing company did was illegal. He took on my case, emailed me documents, and a little over a month he got my fees and everything else waived by winning the case because what happened to me was wrong. It also caused A LOT of hardship having to pay the accusing company $1300+ instantly out of pocket the day I got the threats. Mark has also got me $500 back on top of everything being waived. I’m impressed, I’m thankful, I didn’t have to come out of pocket for ANYTHING and let me add I’m not even in the same state as him. He was also very friendly, knowledgeable and checked in with me to keep me updated. I would recommend him to anyone who was in the same situation as I when it came to a loan company making threats if I didn’t pay in full that day. I do know if it ever happens again, who I can call 😃