Does Superlative RM Keep Calling You?

LEGAL RIGHTS ADVOCATES HAS YOUR SOLUTION.

YOU COULD RECEIVE UP TO $1,000 IN COMPENSATION AND MAKE THEM STOP!

STOP DEBT COLLECTION ABUSE NOW!
FREE CONSULTATION:

FREE CASE REVIEW

Stop Harassing Collection Calls From Superlative RM

Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.

FDCPA violations may include:

Call more than 5 times in one day

Calling before 8am or after 9pm

Use any abusive or obscene language

Contact any third party stating you owe a debt

Violence threats or any intent to harm you

Ask to pay more than what is owed

Make false or misrepresenting claims

Legal threats that you'll be arrested

We're Ready To Fight For You

Violations made by debt collectors can result in favorable decisions such as:

Cash Compensation

Receive up to $1,000 in compensation.

clean

Trade line deletion

Removal of negative reporting to credit

Debt Waiver

You will be paid in full amount

Cease and Desist

All communication from collector to consumer

Who is Superlative RM?

Superlative RM, is a notorious collection agency that has gained infamy for its relentless pursuit of outstanding debts. With a long list of unhappy debtors, the company’s aggressive tactics and intrusive communication methods have left a negative impression on many individuals. As a collection agency, Superlative RM’s primary objective is to recover unpaid debts on behalf of creditors, a task they perform with vigor and determination.

Contact Information: 

  • Superlative RM Address: PO Box 967, Elk Grove, CA 95759, USA 
  • Phone: 888-441-4544 
  • Email: info@superlativerm.com

Superlative RM’s calls and messages are unwelcome reminders of financial obligations, causing stress and anxiety for debtors who find themselves on the receiving end of their relentless communication. The company’s aggressive nature and persistent pursuit of debts have led many to view them as an unscrupulous entity, often questioning their legitimacy and methods.

Why is Superlative RM Calling Me?

If Superlative RM is calling you, it’s highly likely that you owe a debt to one of their clients. As a collection agency, they are tasked with recovering debts on behalf of creditors who have enlisted their services. The reasons behind their calls are clear—to remind, negotiate, and ultimately collect outstanding debts, with the ultimate goal of bringing delinquent accounts up to date.

Their communication methods may seem relentless and even invasive, but it’s essential to remember that they are operating within the confines of their role as a debt collection agency. While the calls may be stressful and the frequency overwhelming, it’s crucial to address your financial obligations responsibly and communicate with Superlative RM regarding your circumstances.

However, it’s vital to be aware of your rights as a debtor under the Fair Debt Collection Practices Act (FDCPA). The FDCPA restricts the actions of debt collectors, including Superlative RM, to prevent harassment and ensure fair treatment of debtors. Debtors have the right to request written validation of the debt and dispute any inaccuracies. Moreover, collection agencies must cease communication if requested, except for certain specific purposes, such as informing the debtor of their intentions or legal action.

Is Superlative RM Legit or are They a Scam?

Superlative RM is indeed a legitimate collection agency, authorized to operate within the bounds of the law to recover debts on behalf of creditors. However, their aggressive tactics and lack of transparency in certain cases have led some individuals to question their practices and legitimacy.

It’s essential to differentiate between reputable collection agencies, like Superlative RM, which adhere to the FDCPA, and illegitimate scammers who impersonate collection agencies to exploit vulnerable individuals. These fraudulent entities often resort to harassment and deception to unlawfully extract money from debtors, causing immense distress and financial harm.

If you are uncertain about the legitimacy of a call or text from Superlative RM, you have the right to request written validation of the debt. Legitimate collection agencies are required to provide written verification of debts upon request. If you suspect that you are dealing with a scammer impersonating Superlative RM or any other collection agency, report the incident to the Federal Trade Commission (FTC) and your state’s attorney general’s office immediately.

Can Superlative RM Sue Me or Garnish My Wages?

Superlative RM, like any other legitimate collection agency, does not have the direct authority to sue you or garnish your wages without proper legal authorization. Their primary purpose is to communicate with debtors to recover outstanding debts on behalf of their clients, the creditors.

Before resorting to legal action, Superlative RM typically sends notifications and demands for payment to the debtor. If you fail to address the debt or come to a resolution, they may escalate the matter to their client, who could decide to pursue legal action through the appropriate channels.

It’s crucial to understand that garnishing wages typically requires obtaining a judgment from the court. This involves legal proceedings, and the court must rule in favor of the creditor. While Superlative RM may not directly garnish your wages, they can take necessary steps to initiate legal proceedings on behalf of the creditor if deemed necessary.

If you receive threats of legal action from Superlative RM, ensure that they are lawful and supported by a legitimate debt. If you are uncertain about your rights or the validity of the debt, consult with a legal advisor to understand your options and avoid any undue stress.

Is Superlative RM Harassing You?

Collection agencies, including Superlative RM, have the right to communicate with debtors to recover outstanding debts. However, there are strict laws in place to prevent harassment and ensure that debtors are treated fairly and respectfully.

Despite their legitimate role as a collection agency, Superlative RM may resort to harassment tactics, which are illegal and unacceptable. Some of the possible harassment tactics include:

  • Excessive Calls and Messages: Superlative RM bombards debtors with an incessant stream of unsolicited phone calls and text messages, often several times a day.
  • Threatening Behavior: Using intimidation or threats of violence, harm, or imprisonment to coerce payment.
  • Calling Outside Allowed Hours: Contacting debtors before 8 a.m. or after 9 p.m. in their time zone, except with explicit permission.
  • Discussing Debt with Third Parties: Revealing details of the debt to family, friends, or employers without the debtor’s consent.
  • Using Abusive Language: Employing profanity or abusive language during communication with the debtor.

If Superlative RM engages in any of these harassment tactics or other forms of abusive behavior, it is crucial for debtors to document their actions and report them to the Consumer Financial Protection Bureau (CFPB) and their state’s attorney general’s office. Additionally, debtors have the right to request that Superlative RM cease all communication, except for specific legal purposes, such as informing the debtor of their intentions or legal action.

Can Legal Rights Advocates Help Me File a Lawsuit Against Superlative RM?

For individuals who believe that Superlative RM or any other collection agency has engaged in unlawful harassment or violated their rights as debtors, consulting with an experienced legal team like Legal Rights Advocates Law Firm can be a prudent step.

Legal Rights Advocates Law Firm specializes in consumer protection and is well-versed in handling cases involving debt collection practices. While they primarily focus on defending consumers against unlawful practices by debt collectors, including collection agencies like Superlative RM, they can also offer valuable guidance and assistance.

If you find yourself facing harassment or questionable practices from Superlative RM, it’s crucial to be proactive and understand your rights as a debtor. Seek professional legal advice to ensure you have a clear understanding of your situation and the available options.

In conclusion, Superlative RM, as a collection agency, operates with the primary objective of recovering debts owed to their clients, the creditors. While their tactics may be aggressive, it’s essential to differentiate between legitimate collection agencies adhering to the law and scammers who exploit debtors unlawfully. Understanding your rights and responsibilities as a debtor, communicating transparently, and seeking legal advice when needed will help you navigate the complexities of debt collection and protect your interests.

Superlative RM Phone Numbers

Yes, debt collection agencies like Superlative RM may use multiple phone numbers to contact individuals. This is a common tactic used by debt collectors to increase their chances of reaching the debtor and getting a response.

Some of their most commonly used phone numbers are:

What Our Clients Are Saying

Legal Rights Advocates, Inc.
4.9
Based on 390 reviews
powered by Google
Levi PainterLevi Painter
04:38 28 Apr 23
Adam did a great job handling my case. Was able to get the loan dropped and now owe nothing. This company was very professional and did exactly what they said they would. Almost to good to be true!! Didn't actually believe it until I saw what they can do with my own 2 eyes. They really harrased me and kept calling over and over again. Stand up for your rights and let Adam handle your case!!!Did show up on my credit report as 4 missed payments which I did not expect because the loan was completely dropped but I am more than happy to take the hit on my credit report.
Marathon Lodge323Marathon Lodge323
15:13 19 Apr 23
The firm has been very supportive throughout the process. Adam Jeffery has communicated with me on a regular basis to keep me updated. It was a long time coming but everything turned out wonderful in the end. Thank you so much to legal rights advocates
Renee PonceRenee Ponce
19:57 23 Mar 23
Mark and Legal Rights Advocates were amazing! To begin with Mark returned my call from the website on a Sunday! In less than 2 weeks they had prepared a letter for the company on my behalf and in less than 6 weeks ALL my issues with the credit card company that was harassing me for the last year were solved! This included getting a financial bonus and making sure the credit bureaus correct my credit score! Mark was completely professional and had exceptional follow-up! VERY impressed! Thanks again!
Kendra LesleyKendra Lesley
22:40 06 Feb 23
I definitely recommend Legal Rights Advocates. I was being harassed by my credit card company they were calling a minimum of 10 times a day on the hour even ever half hour at times. Only after getting advice from Mark G on what to say to my creditors the calls stopped. Mark G is very helpful and friendly. I especially like how he follows up to make sure you aren’t having issues with your creditors.
Nick GalangNick Galang
16:46 09 Dec 22
Thank you Mark Gazda for your advice. You went above and beyond from what I initially expected, took the time to listen to my problem and also how to deal with the problem. He was very professional, communication is amazing, readily available. I'd definitely recommend him to anyone I care about!! He actually cares about his clients and You can tell it's genuine even the sincerity in his voice, he was comforting after being threatened by a collection agent. Thank you again for making my day better.
Charlene RiceCharlene Rice
05:27 16 Sep 22
When I had problems of scammers, Legal Rights Advocates was always there for me.They are always by my side when scammers were phishing for my money. They gave me timely advice on how to deal these scam crooks. I highly recommend them. So if you are having problems being harassed by scammers and robocalls, they will give you great advice. And you will have relief after taking to them. One of the best! Mark really helped me about dealing with threatening scam phone calls. He is truly a professional.He’s always by my side through thick and thin. I highly recommend.
Gift_Gift_
17:20 08 Sep 22
Gathering all information needed and keeping me posted on each step of the way made my experience exemplary.I’m thankful I found my way to Legal Rights Advocates and will refer them to anybody needing their services.
Kimberlee TrainerKimberlee Trainer
22:03 21 Aug 22
Arelys was very kind and willing to work hard for me. I was able to get through to her with questions regarding my case. She later transferred to another department and Adam stepped in. He was very professional and always available anytime I had questions. He did a great job helping to bring my case to a positive closure. I am very thankful for this group of people who helped walk me through a very difficult time in my life. I highly recommend their services and thank you so much Adam.
Marie DavisMarie Davis
22:42 09 Aug 22
I needed assistance with qualifying for my Social Security disability benefits. I reached out to Legal Rights Advocates, and I am so glad I did. They were experts at navigating through the Social Security Disability maze! They provided the representation and guidance I needed. I was approved for my disability benefits! I could not have done it without the help of Legal Rights Advocates. I would highly recommend their services if you need help getting your disability benefits.
Rae JorRae Jor
19:55 05 Aug 22
I was forced to pay something in full, with false threats of me going to court if it’s not paid that same day, being told I was accused of fraud, etc. I kept trying to call the accusing company after seeing a post of people getting scammed with false threats of court. I accidentally called Mark because of what Google showed me as I was searching for that company. He asked me about the company and were specific things happening to me, I said yes confusingly. He told me what the accusing company did was illegal. He took on my case, emailed me documents, and a little over a month he got my fees and everything else waived by winning the case because what happened to me was wrong. It also caused A LOT of hardship having to pay the accusing company $1300+ instantly out of pocket the day I got the threats. Mark has also got me $500 back on top of everything being waived. I’m impressed, I’m thankful, I didn’t have to come out of pocket for ANYTHING and let me add I’m not even in the same state as him. He was also very friendly, knowledgeable and checked in with me to keep me updated. I would recommend him to anyone who was in the same situation as I when it came to a loan company making threats if I didn’t pay in full that day. I do know if it ever happens again, who I can call 😃
js_loader

© 2022 Legal Rights Advocates Law Firm, PLLC - All Rights Reserved