There are literally millions of people across the United States right now that worry each and every time their phone rings. This is due to the fact that a creditor or collection agent has been making endless phones calls in order to reach them. They may also be sending letters out on a monthly, weekly, or even daily basis. If they have the debtors email address, the debt collection companies are probably blasting out emails on a regular basis. It causes a tremendous amount of stress. Some people get so worked up that they end up making themselves sick.
Many people get depressed. That can lead to missed time at work, and lack of the desire to spend quality time with family and friends. If you are being harassed by a creditor or collection agent, you know exactly how awful it can be. You know you owe the money, but you certainly don’t need to be reminded about it all the time. You probably want to do something about it, but just are not in a good enough financial situation to pay off your outstanding debt at this point. So why can’t they just leave you alone for now and let you live your life until you actually have the money on hand to pay them?
The reason they don’t leave you alone because they are being paid to collect that money from you. In fact, most collection agents are paid a percentage off what they collect from their debtors. As you can clearly see, debt collectors have a huge incentive to bother you. The good news is that they are not allowed to conduct debt harassment. There is a fine line between doing their jobs properly, and utilizing unlawful methods to attempt to collect debts from consumers. That is why the US government put rules and regulations into place that protects consumers.
However, not all debt collectors are honest enough to follow the rules. It is easier for them to try to scare you, make endless contact with you, and pretty much deceive you into believing that you need to pay them the full balance that is owed, and you need to do it immediately. Once again, their paycheck depends on collecting that debt from you. We are sympathetic to the fact that you are a good person that has simply hit a few bumps in the road along the way. We fully realize that those bumps in the road have caused you to miss payments on your credit cards, medical bills, and other types of unsecured debt.
If you feel that you are being treated unfairly by a creditor or collection agency, please contact us immediately. Legal Rights Advocates, Inc. is a consumer advocate law firm that focuses on consumer rights protection services across the Unites States. We have well over twenty-five (25) years of combined experience helping consumers that are experiencing Debt Collector Harassment, Social Security Disability issues, and a whole lot more. LRA is truly your consumer rights advocate. We take great pride in the fact that our job is to protect you from deceptive and or abusive debt collection practices.
LRA is an accredited member of the Better Business Bureau, and we have well over 500 Five Star Rating Reviews online from across the United States. Our goal is to assist you each and every step of the way regarding your rights for consumer protection. Please call us today for more information at 855-254-7841 or click here to visit our website. We look forward to working with you.