It’s been a difficult year to say the least. The Covid pandemic has put the economy in a flux. A great deal of small business owners have lost their businesses. A great deal of workers have lost their jobs. This has lead to an increase of people who can’t pay their debt on time or pay it at all. That factor has lead to an influx of debt collector calls and letters. People who have never had financial issues are now in trouble regarding their finances. To make matters even worse for people who are out of work or have had their hours cut down to a point where they can’t make ends meet, a new rule was recently approved by the federal government.
Starting in the immediate future collections agencies and debt collectors will be able to contact you directly on social media. They will also be able to contact you through email and by text messaging you. What a pain in the you know that is going to be. It’s going to feel like debt collectors can reach you on every device that you own. There will be absolutely no escaping these debt collectors. However, there is one thing in your favor. Debt collectors are supposed to follow the rules. That means they are not allowed to use tactics that fall under the debt harassment laws.
The debt harassment laws were set up by the federal government to protect consumers from the sneaky and harmful strategies that some debt collectors use in order to attempt to collect the past due balances that people owe them. There are many ways that debt collectors can harass you on the phone and we fully expect this to continue when debt collectors start to contact you on social media. For example, some debt collectors will call you early in the morning or late at night, and they are wrong to do this because debt collectors are only allowed by law to call you at certain times.
We fully expect a segment of debt collectors to do this to you on social media, meaning they will send multiple messages throughout the day and night. If that ends up happening to you, please contact us immediately. We will help you put a stop to it. A number of debt collectors take it even further. The bad apples of the bunch will call you and make threats when you pick up the phone. They may even stoop so low as to threaten to have you arrested, or threaten to take your paycheck unless you pay them. A few debt collectors have been know to threaten consumers with physical harm just like a loan shark believe it or not.
We fully expect that these debt collectors will make the same threats through social media. If that ends up happening to you, please contact us immediately. That is another form of debt harassment, and you have consumer rights that are supposed to protect you from debt harassment. In fact, if a debt collector harasses you in any way they may be liable in a court of law. We can help you through the entire process. If you have a solid case than you may end up being compensated from a monetary standpoint. That means you could end up receiving a sum of money for the grief that the debt collector has been putting you through.
The bottom line is that you don’t need to let the debt collectors get away with debt harassment. You certainly don’t need to feel nervous or uptight every time the phone rings. You don’t need to feel stressed out opening your email, checking your text messages, or checking out your social media sites. We can help you put an end to all of that nonsense. We can help you live a life free of threatening debt collector calls and messages. We are on your side. You have consumer rights and we will help you exercise those rights.
If you feel as if you are being harassed by a debt collector the best thing you can do is contact a local law firm, but not just any law firm. You need to be in touch with a local law firm that specializes in defending your consumer rights. Please don’t delay and contact your Legal Rights Advocates today. You will get the help that you need. It may even lead to a payday for you.
(855) 254-7841
