Can I Sue A Debt Collector For Excessive Calls

Many people ask us can I sue a debt collector for harassment? Chances are high that you can. First and foremost, the debt collector must be committing harassment. Are debt collection agencies calling you at all hours the day and evening? This may very well be a form of debt collector harassment. This is due to the fact that debt collectors are only allowed to you call on specific hours. Those hours are from 8 AM in the morning to 9 PM at night. That means if you are receiving calls from a debt collector prior to 8 AM or after 9 PM they are not only conducting debt harassment, they are breaking the law.

So, can you sue a debt collector for harassment if they call you before 8 AM and or after 9 PM? The answer is yes, but only if their calls are causing you physical and or mental problems. For example, you may easily feel as if a debt collector is on the other end of the line each and every time the phone rings. This may cause you a great deal of stress. The stress may result in the fact that you’re constantly on edge. You may also be aggravated all of the time. That may result in nasty stomachaches and debilitating headaches. If that has happened to you than you can sue a collector for debt harassment.

If a doctor can back this up it will make your case against the debt collector even stronger. If you work with Your Legal Rights Advocates the chances will greatly increase that you win your case against the debt collector. At that point you will receive damages in the form of compensation in a monetary value. Let’s explain even further. If a debt collector is harassing you in any way, shape, or form and it causes you any physical or emotional problems, than you can and should sue a debt collector for harassment.

Chances are high that if your case does goes to court you will win the case in the form of compensation from the debt collection agency and or their insurance company. However, you need to actually prove that you are suffering from a physical or mental ailment because you are the victim of  Harassment. Please contact Your Legal Rights Advocated today to review your exact situation. In the minimum, we can help you stop debt collector harassment.