If you’re like millions of people across the Unites States of America, you owe a past due debt. That means you have debt collectors after you. The debt collectors may even be harassing you. If you are curious how to stop debt collectors from harassing you, please keep reading. First and foremost, many debt collectors will stoop to incredibly low levels in order to force you to pay the debt that you owe them. For example, some debt collectors will actually call your family members and inform them that you owe a debt.
They do this to see if they can get your family members to pay off the debt for you. The debt collectors also do this in order to embarrass you in front of your family. They know that some people will do anything in order to make the embarrassment stop. In essence, they will pay off their debt in full just to make the debt collector stop calling their family members. This holds true even if the person can’t afford to make the payment. For some people, going without food and or other basic living necessities is worth saving face with their families.
The good news is that under the federal fair debt collection laws, debt collectors are not allowed to contact your family members and inform them of anything related to your debt including the fact that you even owe a debt. So, if a debt collector is calling your family members and letting them know that you have a debt, how much the debt is for, and or who the debt is with they are actually breaking the law. It’s important to know this so that you can put a stop to it. An attorney who works within the consumer’s rights area of the law can help you put a stop to debt collector harassment.
The attorney may even be able to help you sue the debt collector for damages in a court of law. In essence, if the debt collector harassment has caused you any physical or mental issues than you may be able to be compensated for your problems by the debt collection agency. The bottom line is that each and every time your phone rings you should not be stressed or even scared that it’s a debt collector on the other end of the line. Your Legal Rights Advocates can show you how to stop debt collectors from harassing you especially if they’re contacting your family members.