Should I Ignore Harassing Calls From Collection Agencies?

Receiving harassing calls from a collection agencies? If so, your instinct may be to simply ignore those harassing calls in the hopes that they just go away. However, that is the absolutely the worst thing you can do. In fact, the only way to stop those harassing calls from a collection agency is to actually stand up for your rights and do something about it. You may not be aware of this, but under federal law, collection agencies are not allowed to make harassing phone calls to you or anyone else for that matter. If they do they’re actually breaking the law.

So, how can you stand up for yourself and put a stop to those harassing calls from collection agencies? First and foremost, you should contact a debt harassment lawyer to represent you. Your lawyer will put a stop to the harassing calls from any collection agency. He or she may also advise you that it’s time to sue the collection agency in a court of law for any and all damages that they have caused you. For example, some victims of debt harassment are so stressed out that they become sick over it.

You may very well end up getting stomach aches and or bad headaches each and every time your phone rings because you fear it’s a debt collector on the other end of the line. Here are some things that debt collectors do that are considered to be debt harassment. If a debt collector calls you and makes any threats at all they are committing debt harassment. Some debt collectors will make the following threats. They will claim that they have the power to have you arrested if you don’t start paying off your debt balance or even pay the entire balance off.

This is wrong. Debt collectors have absolutely no power to have you arrested. They’re not even allowed to lie about it and say they can have you arrested. If they do they’re committing debt harassment. Here’s another lie that some debt collectors like to tell their victims. They will say that they have the power to have your wages garnished until you pay them the money that you owe. Once again, this is wrong. Debt collectors do not have any power to have your wages garnished. They’re also not allowed to lie about it. Once again, if they do they’re committing debt harassment.

If you are receiving harassing collector calls from a debt collection agency please contact Your Legal Rights Advocates today. We can help.