Debt Harassment is Illegal

Debt Harassment is Illegal. Are you a victim of debt collection agency harassment? If you owe a past due debt, chances are pretty good that you’re receiving endless calls from a debt collection agency. However, it doesn’t matter that you owe the money, you’re still deserving of your legal rights. That means debt collectors are not allowed to harass you in any way. Yet, many of the debt collectors do make harassing phone calls. At this point you may be asking yourself why do they do this if it means breaking the law and facing strict fines and penalties? The answer is simple.

A great deal of debt collectors commits debt collection agency harassment because they know that they’re going to get away with it. These underhanded debt collectors are well aware of the fact that the vast majority of consumers do not know their rights. They also know that most people won’t do anything about it. So, they continue to harass you until you are at a point that you’ll do just about anything to make it stop. That includes paying them the full balance of what you owe even if you simply cannot afford it.

The good news is that there is a few ways that you can address debt collect agency harassment. We know that debt harassment is illegal. First and foremost, you should always contact an attorney who specializes in helping people who are suffering from debt collection agency harassment. The attorney will help you put a stop to those harassing phone calls. The attorney will also determine if you have a viable lawsuit against the collection agency. If the debt collection agency harassment has caused you a hardship, or the stress has led to a medical issue than you may be eligible for compensation from the debt collection agency.

You can also write to the debt collection agency and inform them that you no longer wish to receive phone calls or any contact from them. As long as you put this request in writing the law clearly states that the debt collection agency must cease and desist from contacting you in any manner. It’s always a smart idea to send the letter to them by registered mail so you can prove that the debt collection agency actually received the letter. Your attorney can write the letter for you on your behalf. If you need help with debt collection agency harassment, please contact Your Legal Rights Advocates today.