If you have been receiving phone calls from the phone number 248-215-0247, it is important to know that it belongs to Midland Credit Management, a debt collection agency. Debt collection agencies are hired by creditors to recover outstanding debts from consumers who have fallen behind on payments.
Even though receiving calls from a debt collector can be stressful and overwhelming, it is important to remain calm and handle the situation appropriately. If you are aware that you have an outstanding debt, it is important to take responsibility for it and work towards resolving the issue.
If you receive a call from Midland Credit Management, it is important to verify that the debt they are attempting to collect is indeed yours. You can ask for the name of the creditor, the original amount owed, and the date the debt was incurred. It is also your right to request that all communication be conducted in writing, which can be sent via mail or email.
It is important to keep in mind that debt collectors are not allowed to use abusive language or engage in harassing behavior. If you feel that the debt collector is violating your rights, you can file a complaint with the Consumer Financial Protection Bureau.
It is also important to be aware of the statute of limitations on debt collection. Each state has its own set of laws regarding the amount of time that debt collectors have to sue you for an outstanding debt. If the statute of limitations has expired, the debt collector may not be able to take legal action against you.
So, if you are receiving phone calls from the phone number 248-215-0247, it is likely that you are being contacted by Midland Credit Management, a debt collection agency. If you have an outstanding debt, it is important to take responsibility for it and work towards resolving the issue. Remember to verify that the debt is yours and to be aware of your rights as a consumer.
Other Possible Midland Credit Management Phone Numbers
Some of the phone numbers that Midland Credit Management may use include: