If you have been receiving abusive calls from Midland Credit Management at phone number 833-319-3081, it’s essential to know your consumer rights and take action to protect yourself.
The first step you can take is to request validation of the debt. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request that the debt collector validates the debt within five days of their initial communication. This means that they must provide you with information about the debt, including the amount owed and the name of the original creditor.
If the debt is valid, you can try to negotiate a payment plan that works for you. Be sure to get any agreements in writing and keep a record of all communications with the debt collector.
However, if the debt collector continues to make abusive calls and violates your rights under the FDCPA, you can take legal action against them. You can file a complaint with the Consumer Financial Protection Bureau (CFPB) and your state’s attorney general’s office.
It’s important to note that debt collectors are prohibited from making false or misleading statements, threatening legal action they cannot take, and harassing or abusing you. They must also identify themselves as debt collectors and provide you with information about your rights under the FDCPA.
Remember, you have the right to protect yourself from abusive debt collection practices. By understanding your consumer rights and taking action, you can stop the harassment and find a resolution that works for you. Don’t hesitate to seek help and support from consumer advocacy groups and legal professionals.
Other Possible Midland Credit Management Phone Numbers
Some of the phone numbers that Midland Credit Management may use include:
(855) 254-7841
(855) 254-7841
