Midland Credit Management (MCM) is a debt collection company that has been known to call individuals who owe past due debts from a phone number registered as 866-817-1231.
However, recent investigations and consumer complaints suggest that Midland Credit Management may be breaking the law with their debt collection practices.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from engaging in abusive or deceptive behavior when attempting to collect debts. This includes calling consumers at unreasonable times, using threatening or harassing language, and misrepresenting the amount or status of the debt.
Midland Credit Management has been accused of violating these rules by repeatedly calling consumers outside of reasonable hours, using aggressive and intimidating language, and failing to provide accurate information about the debts they are attempting to collect. Many consumers have reported receiving multiple calls per day from Midland Credit Management, often at odd hours of the day or night.
Additionally, some consumers have reported that Midland Credit Management representatives have made threats or used abusive language when attempting to collect debts. This behavior is unacceptable and violates the FDCPA.
Furthermore, Midland Credit Management has also been accused of misrepresenting the debts they are attempting to collect. Some consumers have reported that Midland Credit Management representatives have claimed they owe more money than they actually do, or that they owe money for debts that have already been paid off. This is a clear violation of the FDCPA and can cause significant harm to consumers.
If you have been receiving calls from Midland Credit Management from the phone number 866-817-1231, it is important to know your rights under the FDCPA. You have the right to request that Midland Credit Management cease all communication with you, or to request that they only contact you in writing. You also have the right to dispute any debts that you believe are inaccurate or not owed.
If Midland Credit Management continues to engage in abusive or deceptive behavior, you may be able to take legal action against them. An experienced consumer protection attorney can help you understand your options and take the necessary steps to protect your rights.
So, if you have been receiving calls from Midland Credit Management from the phone number 866-817-1231, it is important to be aware of your rights under the FDCPA. Midland Credit Management’s debt collection practices may be in violation of the law, and consumers have the right to take action to protect themselves. By working with an attorney and understanding your rights, you can take steps to ensure that you are not unfairly targeted by debt collectors like Midland Credit Management.
Other Possible Midland Credit Management Phone Numbers
Some of the phone numbers that Midland Credit Management may use include:
(855) 254-7841
(855) 254-7841
