Has your phone been ringing off the hook with calls from 314-886-7681? If so, you may be dealing with the Consumer Adjustment Company (CACI), a debt collector notorious for its aggressive tactics. But don’t let the constant ringing cause you distress – there are steps you can take to put an end to it.
Who is the Consumer Adjustment Company (CACI)?
Consumer Adjustment Company (CACI) is a debt collection agency that operates with the aim of recovering outstanding debts on behalf of creditors. They may contact you if you owe money on an unpaid loan, credit card, or medical bill. While debt collection is a legitimate practice, some companies, including CACI, have earned a reputation for using questionable methods.
Why are They Calling You?
If CACI is calling you, they likely believe you owe a debt. However, the Fair Debt Collection Practices Act (FDCPA) grants you specific rights as a consumer. You have the right to request validation of the debt, which means CACI must provide evidence that the debt is legitimate and you indeed owe it. If you dispute the debt or believe it is not yours, you have the right to challenge it within 30 days of their initial communication.
Stopping the Calls
You can put an end to the barrage of calls from 314-886-7681. Here’s what you can do:
Request Debt Validation: Send a written request to CACI asking for validation of the debt. If they fail to provide it or if you believe the debt is not valid, dispute it promptly.
Keep Records: Document all communication with CACI, including call dates, times, and the nature of the conversation.
Exercise Your Rights: If CACI violates the FDCPA or engages in harassment, report them to the Consumer Financial Protection Bureau (CFPB) and your state’s Attorney General.
Consider Legal Assistance: If the harassment persists despite your efforts, seek legal advice. An attorney can guide you through the process and protect your rights.
Remember, you have the power to stop unwanted calls from 314-886-7681. Take action, assert your rights, and regain control of your phone and peace of mind.
Other Possible Consumer Adjustment Company Phone Numbers
Some of the phone numbers that Consumer Adjustment Company may use include:
(855) 254-7841
