If you find yourself persistently receiving calls from phone number 757-873-2124, you may be dealing with Credit Control, a debt collection agency specializing in recovering unpaid debts on behalf of creditors. However, the relentless nature of these calls might raise concerns about potential debt harassment.
Who is Credit Control (757-873-2124)?
Credit Control, operating under phone number 757-873-2124, is a legitimate debt collection agency with the authority to pursue unpaid debts. They work as intermediaries between creditors and debtors, aiming to recover outstanding payments. It’s essential to remember that debt collection is a legal process, but it must adhere to specific guidelines set forth by the Fair Debt Collection Practices Act (FDCPA).
Debt Harassment Concerns
While debt collection is lawful, certain practices can lead to debt harassment, which is strictly prohibited by the FDCPA. Harassment may include excessively frequent calls, the use of abusive language, making threats of violence or legal action, and disclosing your debt situation to unauthorized parties.
Handling Calls from Credit Control (757-873-2124)
If you are being contacted by Credit Control from phone number 757-873-2124, here are some steps to consider:
- Verify the Debt: Request written validation of the debt to ensure its accuracy and legitimacy.
- Understand Your Rights: Familiarize yourself with the FDCPA guidelines to recognize potential harassment and know your rights as a debtor.
- Maintain Composure: Stay calm and collected during communications with debt collectors to prevent unnecessary escalation.
- Request Written Communication: If you prefer not to receive calls, you have the right to request that Credit Control communicates with you in writing.
Seek Professional Advice
If you believe Credit Control is engaging in debt harassment tactics or violating the FDCPA, consult with a consumer protection attorney. They can review your case, assess potential violations, and offer guidance on how to protect your rights and take appropriate legal action if necessary.
In conclusion, Credit Control, operating under phone number 757-873-2124, is a legitimate debt collection agency that must adhere to the FDCPA guidelines. If their calls seem excessive or harassing, it’s essential to recognize and assert your rights as a debtor. Stay informed, verify the debt, and seek professional assistance if you suspect any violations.
Other Possible Credit Control Phone Numbers
Some of the phone numbers that Credit Control may use include:
(855) 254-7841
