Does Professional Bureau of Collections of Maryland (PBC) Keep Calling You?
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Stop Harassing Collection Calls From Professional Bureau of Collections of Maryland (PBC)
Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.
FDCPA violations may include:
Call more than 5 times in one day
Calling before 8am or after 9pm
Use any abusive or obscene language
Contact any third party stating you owe a debt
Violence threats or any intent to harm you
Ask to pay more than what is owed
Make false or misrepresenting claims
Legal threats that you'll be arrested
We're Ready To Fight For You
Cash Compensation
Receive up to $1,000 in compensation.
Trade line deletion
Removal of negative reporting to credit
Debt Waiver
You will be paid in full amount
Cease and Desist
All communication from collector to consumer
Who is the Professional Bureau of Collections of Maryland?
The Professional Bureau of Collections of Maryland (PBC) is a debt collection agency headquartered in Baltimore, Maryland. Known for its relentless pursuit of debtors, PBC is among the most assertive agencies in the industry. If you find yourself grappling with overdue debts, you may have experienced their incessant calls and aggressive tactics, leaving you feeling overwhelmed and stressed.
Operating since 1980, PBC has built a reputation for being a formidable debt collector. They often purchase debts from creditors at discounted rates and attempt to collect the full amount along with additional fees and interest. However, their communication style leaves much to be desired, as they tend to bombard debtors with an overwhelming number of calls and demand immediate payment.
Contact Info:
- Professional Bureau of Collections of Maryland (PBC)
- Address: 5295 Dtc Pkwy, Greenwood Village, Colorado, 80111, United States
- Phone Number (720) 200-0326
- Website www.pbccorp.com
Why is the PBC Calling Me?
PBC is reaching out to you because they believe you owe a debt to one of their clients. Their extensive network of creditors includes banks, credit card companies, medical institutions, and utility providers, among others. When individuals default on their payments, these creditors often turn to PBC to recover the outstanding amounts.
The debt collection process is a crucial aspect of the financial ecosystem, as it allows businesses to recoup their losses and maintain their operations. However, PBC’s aggressive approach can make dealing with debt a daunting experience. Their persistence in reaching you can be bothersome, even if you are in the process of negotiating a repayment plan or questioning the debt’s validity.
Is PBC Legit or are They a Scam?
PBC is a legitimate debt collection agency, licensed to operate in the state of Maryland. They adhere to federal and state regulations governing debt collection practices. However, their reputation for using harsh tactics and continuous harassment raises concerns about their ethical practices.
While PBC is not a scam, their conduct in attempting to recover debts can lead consumers to question their legitimacy. Their aggressive methods might include using fear-based language, threatening legal action, or misrepresenting the debt’s details. This can lead individuals to feel overwhelmed and manipulated into making payments they may not owe or cannot afford.
It is crucial to differentiate between a legitimate debt collector and a scam to protect yourself from potential fraud. If you feel uncertain about the validity of their claims, consider seeking professional advice to verify the debt and explore your rights.
Can the PBC Sue Me or Garnish My Wages?
PBC has the right to take legal action against you if they believe you owe a debt. However, they must follow the appropriate legal procedures, and you have rights as a debtor. If PBC decides to sue you, they will file a lawsuit seeking a court judgment to collect the owed amount.
If they win the case, they could potentially garnish your wages, seize assets, or place a lien on your property. It is essential to respond to any legal notices promptly and consider seeking legal counsel to understand your rights and options.
While PBC has the right to collect debts, they cannot make baseless threats of legal action or use deceptive tactics to coerce you into payment. You have the right to dispute the debt and request verification of the debt’s details. If you believe they are violating your rights, you can seek legal advice or file a complaint with relevant authorities.
Is the PBC Harassing You?
Debt collectors must adhere to strict guidelines outlined by the Fair Debt Collection Practices Act (FDCPA) to prevent harassment of consumers. However, despite these regulations, PBC has been accused of crossing the line with their aggressive practices, leading individuals to feel overwhelmed and distressed.
Possible harassment tactics employed by PBC include:
- Persistent and excessive phone calls that border on harassment, often calling multiple times a day.
- Use of abusive or threatening language to intimidate debtors and create fear.
- Calling at unreasonable hours, causing disturbances and stress to individuals and their families.
- Sharing details of the debt with unauthorized parties, violating consumer privacy rights.
- Misrepresenting the amount owed or the consequences of non-payment to pressure individuals into paying immediately.
- Threatening legal action without a genuine intent to proceed, creating unnecessary anxiety and panic.
Can Legal Rights Advocates Help Me File a Lawsuit Against PBC?
If you believe that PBC has violated your rights as a debtor and subjected you to harassment, seeking legal assistance may be crucial. Legal Rights Advocates Law Firm specializes in consumer law and has a team of experienced attorneys who can help you evaluate your case.
They will assess the situation, gather evidence, and determine if PBC has violated any laws or regulations. If there is evidence of harassment or deceptive practices, Legal Rights Advocates Law Firm can represent you and take appropriate legal action against PBC.
Working with a professional legal team can empower you to take appropriate action against unfair debt collection practices. Whether it’s filing a lawsuit against PBC or negotiating a fair settlement, Legal Rights Advocates Law Firm can provide the necessary guidance to protect your rights and help you navigate through this challenging process.
In conclusion, the Professional Bureau of Collections of Maryland (PBC) is a legitimate debt collection agency with a reputation for aggressive tactics. While they have the right to collect debts, their conduct in attempting to recover debts can be perceived as harassing and manipulative. As a consumer, understanding your rights and seeking professional advice when dealing with PBC is essential to ensure a fair and respectful resolution to your debt situation.
Professional Bureau of Collections of Maryland Phone Numbers
Yes, debt collection agencies like Professional Bureau of Collections of Maryland may use multiple phone numbers to contact individuals. This is a common tactic used by debt collectors to increase their chances of reaching the debtor and getting a response.
Some of their most commonly used phone numbers are:
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