Does Cavalry Portfolio Services Keep Calling You?
Legal Rights Advocates can:
- Eliminate the debt
- Stop the harassment
- And get you up to $1000 if they violated the law!
STOP DEBT COLLECTION ABUSE NOW!
FREE CONSULTATION:
(855) 254-7841
Stop Harassing Collection Calls From Cavalry Portfolio Services
Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.
FDCPA violations may include:
Call more than 5 times in one day
Calling before 8am or after 9pm
Use any abusive or obscene language
Contact any third party stating you owe a debt
Violence threats or any intent to harm you
Ask to pay more than what is owed
Make false or misrepresenting claims
Legal threats that you'll be arrested
We're Ready To Fight For You
Violations made by debt collectors can result in favorable decisions such as:
Cash Compensation
Receive up to $1,000 in compensation.
Trade line deletion
Removal of negative reporting to credit
Debt Waiver
You will be paid in full amount
Cease and Desist
All communication from collector to consumer
(855) 254-7841Who is Cavalry Portfolio Services?
Cavalry Portfolio Services is a debt collection agency that specializes in purchasing and collecting consumer debt. They acquire delinquent accounts from various creditors, such as credit card companies, banks, and lenders, often for a fraction of the original debt amount. Their main objective is to recover these outstanding debts from consumers who owe money to the original creditors.
Contact Information for Cavalry Portfolio Services:
- Phone: 914) 347-3440
- Address: 1 American Ln Ste. 220, Greenwich, CT 06831
- Website: www.cavalryportfolioservices.com
Why is Cavalry Portfolio Services Calling Me?
If you’ve been receiving calls or letters from Cavalry Portfolio Services, it’s likely because they have acquired your debt from an original creditor. Debt collection agencies like Cavalry Portfolio Services often reach out to consumers to collect the amount owed. These communications can range from letters and emails to phone calls.
Is Cavalry Portfolio Services Legit or are They a Scam?
Cavalry Portfolio Services is a legitimate debt collection agency that operates within the bounds of the law. However, their practices and tactics have raised concerns among some consumers. It’s important to note that while they are a legitimate entity, you have rights and protections as a consumer that must be upheld.
Can Cavalry Portfolio Services Sue Me or Garnish My Wages?
Yes, debt collection agencies like Cavalry Portfolio Services have the legal right to sue you for the unpaid debt they’ve acquired.
If a court judgment is obtained against you, they may also be able to garnish your wages or place liens on your property, depending on the laws in your state. It’s crucial to respond to any legal notices or summons you receive and seek legal advice if needed.
Is Cavalry Portfolio Services Engaging in Harassment?
While Cavalry Portfolio Services is entitled to pursue debt collection, there are guidelines and regulations that dictate how they can communicate with you. Some debt collection agencies may resort to aggressive tactics that can be considered harassment. Here are some possible harassment tactics that you should be aware of:
- Excessive Calls: Receiving an excessive number of calls in a short period could be considered harassment. Debt collectors are prohibited from calling you repeatedly to annoy, abuse, or harass you.
- Threats and Intimidation: Debt collectors cannot use threats, profanity, or intimidation to force you into paying the debt. They are also prohibited from making false statements about legal actions they can take against you.
- Calling Outside Allowed Hours: Debt collectors should only contact you between 8 a.m. and 9 p.m., unless you give them permission to contact you at other times.
- Discussing Debt with Third Parties: Debt collectors cannot disclose your debt situation to anyone other than you, your spouse, or your attorney. Revealing your debt to friends, family, or colleagues is a violation of your privacy.
- Misrepresentation of Debt Amounts or Terms: Debt collectors must provide accurate and transparent information about the debt you owe. Misrepresenting the debt amount or terms of repayment is against the law.
If you believe that Cavalry Portfolio Services is engaging in any of these tactics, it’s essential to document the interactions, including dates, times, and details of the communication. This information can be valuable if you decide to take action against any potential harassment.
Can You Help Me File a Lawsuit Against Cavalry Portfolio Services?
If you believe that Cavalry Portfolio Services is engaging in deceptive or abusive debt collection practices, you have the right to take action against them. Legal Rights Advocates is here to help you understand fair debt collection practices, identify abusive tactics, and provide information on consumer protection and filing complaints.
Our team of experienced legal professionals can guide you through the process of dealing with debt collection harassment. We can help you assess your situation, gather evidence of harassment, and determine the appropriate steps to take. Filing a lawsuit against Cavalry Portfolio Services might be an option if their tactics have crossed the line into harassment.
What Our Clients Are Saying
(855) 254-7841
(855) 254-7841