Does NCB Management Keep Calling You?

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Legal Rights Advocates, Inc.
Legal Rights Advocates, Inc.
390 Google reviews
Janet Adejumobi
Janet Adejumobi
Adam was awesome with helping me with the issue I was having with comenity bank. When I found him I was so frustrated with that company I did not know what to do. After talking with him I instantly felt better about the situation and knew this issue would be resolved.
Mr Mark Gazda is an amazing attorney! The professionalism how he goes above and beyond for his clients. 10 starts if I could got my matter resolved in great timing thank you so very much ! I highly recommend!
Janet Behrens
Janet Behrens
This group was awesome to work with. They were fast and efficient and effective. Would definitely recommend working with them to anyone needing help.
Rhiannon Buford
Rhiannon Buford
Great, quick communication and gave a very concise solution to my problem! Everything was handled professionally and promptly. I will be recommending to others!
Levi Painter
Levi Painter
Adam did a great job handling my case. Was able to get the loan dropped and now owe nothing. This company was very professional and did exactly what they said they would. Almost to good to be true!! Didn't actually believe it until I saw what they can do with my own 2 eyes. They really harrased me and kept calling over and over again. Stand up for your rights and let Adam handle your case!!! Did show up on my credit report as 4 missed payments which I did not expect because the loan was completely dropped but I am more than happy to take the hit on my credit report.
Daniel Romero
Daniel Romero
Would definitely recommend! They took a huge weight off my shoulders and was able to get the credit agency to waive my debt. Really thankful as I’m now debt free and won’t have creditors calling me everyday! Amazing experience, thank you again!
Stac K
Stac K
Mark was excellent! Had my calls stopped in hours. Got my fees dropped and I am getting compensated! Easiest thing I ever done! He was on the ball! Way to go mark!
Agape IV
Agape IV
First off Mark is awesome and thank you. He listened to my concerns with Portfolio Recovery and their terrible tactics. He understands how to deal with Portfolio Recovery and is very knowledgeable. I felt great ease after his assistance. I would would highly recommend, I really appreciate it. Thanks again Thomas ⭐️⭐️⭐️⭐️⭐️

Stop Harassing Collection Calls From NCB Management

Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.

FDCPA violations may include:

Call more than 5 times in one day

Calling before 8am or after 9pm

Use any abusive or obscene language

Contact any third party stating you owe a debt

Violence threats or any intent to harm you

Ask to pay more than what is owed

Make false or misrepresenting claims

Legal threats that you'll be arrested

We're Ready To Fight For You

Violations made by debt collectors can result in favorable decisions such as:

Cash Compensation

Receive up to $1,000 in compensation.


Trade line deletion

Removal of negative reporting to credit

Debt Waiver

You will be paid in full amount

Cease and Desist

All communication from collector to consumer

Who is NCB Management?

NCB Management is a debt collection agency that operates in the United States. Based in Trevose, Pennsylvania, the company’s contact information can be found on their official website or by calling their toll-free number at 1-800-828-1110.

Established in 1994, NCB Management positions itself as a mediator between creditors and consumers, aiming to recover outstanding debts while adhering to applicable laws and regulations.

Why is NCB Management Calling Me?

If you find yourself on the receiving end of calls or notices from NCB Management, it is essential to understand the reasons behind their contact.

Debt collection agencies like NCB Management are often engaged by creditors to recover delinquent debts that have not been paid on time. These debts can include credit card balances, medical bills, personal loans, and more. The creditor assigns the debt to the collection agency, and their primary goal is to secure payment on behalf of the creditor.

Is NCB Management Legit? Are They a Scam?

One of the critical questions consumers ask when faced with debt collection calls is whether the agency in question is legitimate or a potential scam. NCB Management is a legitimate debt collection agency that operates within the boundaries of state and federal laws. However, like any industry, there have been cases of debt collection agencies engaging in unfair or deceptive practices.

To determine the legitimacy of NCB Management’s contact, you can take the following steps:

  • Request Written Validation: Legitimate debt collection agencies are required to provide written validation of the debt they are attempting to collect. You have the right to request this information, including details about the original creditor and the amount owed.
  • Check Your Records: Review your financial records to confirm the validity of the debt. Mistakes can happen, and you have the right to dispute any inaccuracies.
  • Be Wary of High-Pressure Tactics: Scammers often use high-pressure tactics to intimidate consumers into making immediate payments. Legitimate debt collection agencies should provide clear and accurate information without resorting to intimidation.

Can NCB Management Sue Me or Garnish My Wages?

Debt collection agencies, including NCB Management, do have the right to take legal action if attempts to recover the debt through communication have been unsuccessful. This legal action could lead to a lawsuit, which, if successful, might result in a judgment against you. In some cases, this could potentially lead to wage garnishment.

However, it’s important to note that the process of suing a consumer and garnishing wages requires legal proceedings and a court order. Debt collection agencies cannot arbitrarily decide to sue you or garnish your wages without following the appropriate legal channels.

Is NCB Management Harassing You?

List of Possible Harassment Tactics Being Used.

While debt collection is a necessary process, consumers must be aware of their rights and recognize potential harassment tactics. NCB Management, like any debt collection agency, is prohibited from engaging in abusive, deceptive, or unfair practices. Here are some possible harassment tactics that you should be alert to:

  • Excessive Phone Calls: Repeated and incessant phone calls that border on harassment are unacceptable. Debt collectors should communicate respectfully and avoid excessive contact.
  • Threats and Intimidation: Debt collectors cannot threaten you with violence, arrest, or other harm. They also cannot use profane language or engage in behavior meant to intimidate you.
  • Misrepresentation of Information: Providing false or misleading information about the debt, the consequences of non-payment, or their identity is a violation of consumer rights.
  • Calling at Inconvenient Times: Debt collectors should not call you at unreasonable hours, such as early morning or late at night.
  • Contacting Third Parties: Debt collectors are generally prohibited from discussing your debt with anyone other than you, your spouse, or your attorney.

Can You Help Me File a Lawsuit Against NCB Management?

If you believe you are being subjected to debt harassment or unfair practices by NCB Management, it’s important to understand your rights and take appropriate action. This is where Legal Rights Advocates comes into play. Our mission is to protect consumers from deceptive and abusive debt collection practices.

Legal Rights Advocates Job is to Protect You From Deceptive and/or Abusive Debt Collection Practices. We’ll Help You to Understand Fair Debt Collection Practices, Which Debt Collection Practices Are Abusive, and Information on Consumer Protection and Consumer Complaints.

Our team of experienced attorneys specializes in consumer protection laws and can provide guidance on how to deal with debt collection agencies. Here’s how we can assist you:

  • Understanding Your Rights: We will educate you about your rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant laws. This empowers you to make informed decisions and assert your rights.
  • Assessment of Harassment Claims: If you believe you’re a victim of debt harassment, our team will assess your situation to determine if there are grounds for legal action.
  • Cease and Desist Letters: We can help you draft and send cease and desist letters to debt collectors, demanding that they stop contacting you. This is a legally effective way to halt harassment.
  • Lawsuit Guidance: If the harassment continues or escalates, we can guide you through the process of filing a lawsuit against NCB Management for violating your rights under the FDCPA.
  • Representation: Our attorneys can represent you in legal proceedings, ensuring that your rights are protected and that you have a strong advocate by your side.

Other Possible NCB Management Phone Numbers

Some of the phone numbers that NCB Management may use include:

What Our Clients Are Saying

Legal Rights Advocates, Inc.
Based on 390 reviews
powered by Google
Levi PainterLevi Painter
04:38 28 Apr 23
Adam did a great job handling my case. Was able to get the loan dropped and now owe nothing. This company was very professional and did exactly what they said they would. Almost to good to be true!! Didn't actually believe it until I saw what they can do with my own 2 eyes. They really harrased me and kept calling over and over again. Stand up for your rights and let Adam handle your case!!!Did show up on my credit report as 4 missed payments which I did not expect because the loan was completely dropped but I am more than happy to take the hit on my credit report.
Marathon Lodge323Marathon Lodge323
15:13 19 Apr 23
The firm has been very supportive throughout the process. Adam Jeffery has communicated with me on a regular basis to keep me updated. It was a long time coming but everything turned out wonderful in the end. Thank you so much to legal rights advocates
Renee PonceRenee Ponce
19:57 23 Mar 23
Mark and Legal Rights Advocates were amazing! To begin with Mark returned my call from the website on a Sunday! In less than 2 weeks they had prepared a letter for the company on my behalf and in less than 6 weeks ALL my issues with the credit card company that was harassing me for the last year were solved! This included getting a financial bonus and making sure the credit bureaus correct my credit score! Mark was completely professional and had exceptional follow-up! VERY impressed! Thanks again!
Kendra LesleyKendra Lesley
22:40 06 Feb 23
I definitely recommend Legal Rights Advocates. I was being harassed by my credit card company they were calling a minimum of 10 times a day on the hour even ever half hour at times. Only after getting advice from Mark G on what to say to my creditors the calls stopped. Mark G is very helpful and friendly. I especially like how he follows up to make sure you aren’t having issues with your creditors.
Nick GalangNick Galang
16:46 09 Dec 22
Thank you Mark Gazda for your advice. You went above and beyond from what I initially expected, took the time to listen to my problem and also how to deal with the problem. He was very professional, communication is amazing, readily available. I'd definitely recommend him to anyone I care about!! He actually cares about his clients and You can tell it's genuine even the sincerity in his voice, he was comforting after being threatened by a collection agent. Thank you again for making my day better.
Charlene RiceCharlene Rice
05:27 16 Sep 22
When I had problems of scammers, Legal Rights Advocates was always there for me.They are always by my side when scammers were phishing for my money. They gave me timely advice on how to deal these scam crooks. I highly recommend them. So if you are having problems being harassed by scammers and robocalls, they will give you great advice. And you will have relief after taking to them. One of the best! Mark really helped me about dealing with threatening scam phone calls. He is truly a professional.He’s always by my side through thick and thin. I highly recommend.
17:20 08 Sep 22
Gathering all information needed and keeping me posted on each step of the way made my experience exemplary.I’m thankful I found my way to Legal Rights Advocates and will refer them to anybody needing their services.
Kimberlee TrainerKimberlee Trainer
22:03 21 Aug 22
Arelys was very kind and willing to work hard for me. I was able to get through to her with questions regarding my case. She later transferred to another department and Adam stepped in. He was very professional and always available anytime I had questions. He did a great job helping to bring my case to a positive closure. I am very thankful for this group of people who helped walk me through a very difficult time in my life. I highly recommend their services and thank you so much Adam.
Marie DavisMarie Davis
22:42 09 Aug 22
I needed assistance with qualifying for my Social Security disability benefits. I reached out to Legal Rights Advocates, and I am so glad I did. They were experts at navigating through the Social Security Disability maze! They provided the representation and guidance I needed. I was approved for my disability benefits! I could not have done it without the help of Legal Rights Advocates. I would highly recommend their services if you need help getting your disability benefits.
Rae JorRae Jor
19:55 05 Aug 22
I was forced to pay something in full, with false threats of me going to court if it’s not paid that same day, being told I was accused of fraud, etc. I kept trying to call the accusing company after seeing a post of people getting scammed with false threats of court. I accidentally called Mark because of what Google showed me as I was searching for that company. He asked me about the company and were specific things happening to me, I said yes confusingly. He told me what the accusing company did was illegal. He took on my case, emailed me documents, and a little over a month he got my fees and everything else waived by winning the case because what happened to me was wrong. It also caused A LOT of hardship having to pay the accusing company $1300+ instantly out of pocket the day I got the threats. Mark has also got me $500 back on top of everything being waived. I’m impressed, I’m thankful, I didn’t have to come out of pocket for ANYTHING and let me add I’m not even in the same state as him. He was also very friendly, knowledgeable and checked in with me to keep me updated. I would recommend him to anyone who was in the same situation as I when it came to a loan company making threats if I didn’t pay in full that day. I do know if it ever happens again, who I can call 😃

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