Does Quality Asset Recovery Keep Calling You?
Legal Rights Advocates can:
- Eliminate the debt
- Stop the harassment
- And get you up to $1000 if they violated the law!
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Stop Harassing Collection Calls From Quality Asset Recovery
Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.
FDCPA violations may include:
Call more than 5 times in one day
Calling before 8am or after 9pm
Use any abusive or obscene language
Contact any third party stating you owe a debt
Violence threats or any intent to harm you
Ask to pay more than what is owed
Make false or misrepresenting claims
Legal threats that you'll be arrested
We're Ready To Fight For You
Violations made by debt collectors can result in favorable decisions such as:
Cash Compensation
Receive up to $1,000 in compensation.
Trade line deletion
Removal of negative reporting to credit
Debt Waiver
You will be paid in full amount
Cease and Desist
All communication from collector to consumer
Who is Quality Asset Recovery?
Quality Asset Recovery is a debt collection agency that specializes in recovering outstanding debts on behalf of creditors. The company’s contact information is as follows:
- Quality Asset Recovery Address: 7 Foster Ave # 101, Gibbsboro, NJ 08026
- Phone: (856) 925-1010
- Website: www.qarcollect.com/
Why is Quality Asset Recovery Calling Me?
If you’ve received a call from Quality Asset Recovery, it’s likely because you have an unpaid debt that has been transferred to them for collection. Debt collection agencies like Quality Asset Recovery are hired by creditors to recover debts that are delinquent or in default. They contact consumers through letters, phone calls, and other means to attempt to collect the owed amount.
Is Quality Asset Recovery Legit? Are They a Scam?
The legitimacy of debt collection agencies is a valid concern for consumers, as scam operations often attempt to exploit financial vulnerabilities. Quality Asset Recovery, however, is a legitimate debt collection agency that operates within the framework of debt collection regulations and laws. It’s important to differentiate between legitimate debt collection agencies and scams.
Scammers may employ aggressive tactics, make false claims, and attempt to collect debts that don’t actually exist. Legitimate agencies like Quality Asset Recovery are regulated by the Fair Debt Collection Practices Act (FDCPA) and must adhere to specific guidelines when contacting consumers.
Can Quality Asset Recovery Sue Me or Garnish My Wages?
Quality Asset Recovery has the legal right to take certain actions to recover debts owed to creditors. However, they must follow legal procedures and adhere to specific regulations. In most cases, Quality Asset Recovery cannot directly sue you or garnish your wages without obtaining a court judgment against you.
It’s important to understand that if you believe you are being unfairly targeted or harassed, you have rights as a consumer to challenge their actions and seek legal advice.
Is Quality Asset Recovery Harassing You?
List of Possible Harassment Tactics Being Used.
While Quality Asset Recovery is a legitimate debt collection agency, there have been instances where consumers have reported feeling harassed or subjected to aggressive tactics. Some possible harassment tactics that consumers have experienced include:
- Excessive Calls: Receiving a barrage of phone calls from Quality Asset Recovery can be intimidating and distressing. Consumers have reported receiving multiple calls in a single day, often at inconvenient times.
- Threats and Intimidation: Quality Asset Recovery may use threatening language or intimidation tactics to pressure consumers into making payments. Threats of legal action, wage garnishment, or negative credit reporting are among the tactics reported.
- Calling at Inconvenient Times: Debt collection agencies are prohibited from calling consumers during inconvenient times, such as early mornings or late nights. If you find yourself receiving calls outside of reasonable hours, it may be considered harassment.
- False Claims: Some consumers have reported that Quality Asset Recovery made false claims about legal actions, such as imminent lawsuits, to coerce payment. Misleading consumers about the consequences of non-payment is a violation of the FDCPA.
- Public Shaming: Harassment can extend to public forums, where Quality Asset Recovery might disclose your debt to family, friends, or employers. This practice is not only embarrassing but can also be a violation of privacy.
It’s crucial to remember that such tactics are often indicative of a violation of the Fair Debt Collection Practices Act (FDCPA) and should be reported if experienced.
Can You Help Me File a Lawsuit Against Quality Asset Recovery?
Legal Rights Advocates’ Job is to Protect You from Deceptive and/or Abusive Debt Collection Practices.
If you believe you are being subjected to abusive debt collection practices by Quality Asset Recovery, it’s essential to know your rights and take appropriate action. Seeking legal advice and assistance from organizations such as Legal Rights Advocates can help protect you from deceptive and unfair tactics.
Legal Rights Advocates specializes in assisting consumers who have been subjected to abusive debt collection practices. They can help you understand your rights under the FDCPA, provide guidance on how to handle debt collection calls, and even help you file a lawsuit if necessary.
Understanding Fair Debt Collection Practices, Identifying Abusive Practices, and Information on Consumer Protection and Complaints
- Fair Debt Collection Practices: The Fair Debt Collection Practices Act (FDCPA) is a federal law that outlines the rules debt collection agencies must follow when contacting consumers. It prohibits practices such as harassment, deception, and unfair treatment.
- Identifying Abusive Practices: Consumers should be vigilant about recognizing abusive practices. Keep a record of all communication with Quality Asset Recovery, including dates, times, and details of conversations. Document any threats, intimidation, or false claims.
- Consumer Protection: The Consumer Financial Protection Bureau (CFPB) is a government agency that oversees and enforces consumer protection laws, including those related to debt collection. They provide resources and information to help consumers understand their rights and take action against abusive practices.
- Filing Consumer Complaints: If you believe you’ve been subjected to harassment or unfair practices by Quality Asset Recovery, you can file a complaint with the CFPB, your state’s attorney general’s office, or other relevant consumer protection agencies.
Other Possible Quality Asset Recovery Phone Numbers
Some of the phone numbers that Quality Asset Recovery may use include:
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