If you’ve recently received a call from 302-360-8196, it’s important to know who you’re dealing with. This number is associated with P&B Capital Group, a debt collection agency that specializes in recovering overdue debts on behalf of creditors. As a consumer, it’s essential to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) when interacting with debt collectors.
Who is P&B Capital Group?
P&B Capital Group is a reputable debt collection agency that works with various creditors to collect outstanding debts from consumers. While their primary goal is to recover debts, they are required to abide by the guidelines outlined in the FDCPA.
Consumer Rights Under the FDCPA
Under the FDCPA, consumers are granted several rights when dealing with debt collectors:
The right to request verification of the debt.
Protection from harassment or abusive behavior.
The right to dispute the debt’s validity.
The right to request that the collector cease communication.
Handling Calls from 302-360-8196
If you receive a call from 302-360-8196 or any other number associated with P&B Capital Group, it’s essential to remain calm and assert your rights. You have the right to request information about the debt and to dispute its validity if necessary. Keep detailed records of all communication with the debt collector, including dates, times, and the content of the conversation.
Conclusion
Understanding your rights under the FDCPA is crucial when dealing with debt collection calls from numbers like 302-360-8196. By being informed and assertive, you can navigate these interactions more confidently and protect yourself from potential harassment or abuse. If you believe that P&B Capital Group has violated your rights, don’t hesitate to seek assistance from Legal Rights Advocates.
Some of the phone numbers that P&B Capital Group may use include:
406-534-0527
716-961-3108
718-283-4210
760-851-0024
877-743-9600
716-558-5836
520-357-4579
503-867-8805
855-270-8234
888-569-6469
888-569-9635
716-891-5800
312-445-0291
877-871-1284