Have you recently received a call from 760-851-0024? This number is affiliated with P&B Capital Group, a prominent debt collection agency. It’s crucial to understand who you’re dealing with and your rights under the Fair Debt Collection Practices Act (FDCPA).
Who is P&B Capital Group?
P&B Capital Group is a reputable debt collection agency that specializes in recovering outstanding debts on behalf of creditors. While their primary objective is to collect debts, they must adhere to the guidelines outlined in the FDCPA to ensure fair treatment of consumers.
Consumer Rights Under the FDCPA
Under the FDCPA, consumers have several rights when dealing with debt collectors:
The right to request validation of the debt.
Protection from harassment or abusive behavior.
The right to dispute the debt’s validity.
The right to request that the collector cease communication.
Debt Collector Harassment
Debt collector harassment can take various forms, including frequent or threatening calls, use of obscene language, or contacting you at inconvenient times. It’s crucial to recognize these behaviors and know that you have the right to report them to authorities and seek legal assistance if necessary.
Handling Calls from 760-851-0024
If you receive a call from 760-851-0024 or any other number associated with P&B Capital Group, remain calm and assert your rights. Request validation of the debt if you have doubts about its legitimacy and keep records of all communication for your reference.
Conclusion
Understanding your rights under the FDCPA is essential when dealing with debt collection calls from numbers like 760-851-0024. By being informed and assertive, you can navigate these interactions confidently and protect yourself from potential harassment or abuse. If you believe that P&B Capital Group has violated your rights, consider seeking assistance from Legal Rights Advocates.
Some of the phone numbers that P&B Capital Group may use include:
406-534-0527
716-961-3108
718-283-4210
302-360-8196
877-743-9600
716-558-5836
520-357-4579
503-867-8805
855-270-8234
888-569-6469
888-569-9635
716-891-5800
312-445-0291
877-871-1284