If Comenity Bank’s in-house collections and billing departments have been calling you on a constant basis, you are certainly not alone. In fact, they make millions of debt collection related phone calls to consumers across the United States on a daily basis. The fact of the matter is that sometimes they are breaking the law. Furthermore, if you are a victim of these harassing phone calls we have some good news to share. You have consumer rights, which means you can actually sue Comenity Bank in a court of law in order to recover damages. In fact, there has been a great deal of successful cases through the years where victims of Comenity Bank have received monetary compensation.
Comenity Bank is the financial institute that operates the Victoria’s Secret store credit cards. They also control store credit cards for many other retail outlets as well. Comenity Bank’s in-house collections and billing department has been know on occasion to partake is using underhanded tactics in order to collect debt from consumers who have fallen behind on their monthly credit card payments. You never want to feel like a company could care less about you or your circumstances. Yet some people in this department have zero sympathy for their customers. They could care less that a great deal of people are suffering from a financial standpoint due to the current Covid crisis.
The only thing that matters to them is collecting the money that you owe, even if it means taking food out your mouth and or the mouths of your children. Perhaps that is why so many consumers have sued and are currently suing Comenity Bank in a court of law. To make matters worse, a few employees of Comenity Bank’s in-house collections and billing department rely on immoral and illegal tactics when performing their jobs. Although they are not allowed to take part in practices that are considered to be debt harassment, a few simply ignore the law.
For example, they will use an auto dialer and robocalls in order to bombard you with endless phone calls to your landline and cell phone. This practice is simply not allowed by the federal government. In fact, congress enacted the Telephone Consumer Protection Act, or TCPA for short, in 1991 to protect consumers from actions such as this. Debt collectors were basically unregulated prior to creation of the TCPA. In essence, they completely got away with harassing consumers to the point where it negatively affected the lives of an entire segment of society.
Although some employees of the Comenity Bank’s in-house collections and billing departments still take part in debt collection harassment techniques to this very day, they are now held accountable for their actions as long as you stand up for your rights. The bottom line is that Comenity Bank only gets away with it if you let them. The Telephone Consumer Protect Act forbids banks, debt collectors, and telemarketers from utilizing auto dialers or robocalls to call you at home or on your cell phone without your consent. The TCPA also restricts the use of voice messages.
That means if you are receiving a bunch of robocalls from Comenity Bank debt collectors they are actually breaking the law and you can sue them individually or you can join one of the many TCPA based class action lawsuits against Comenity Bank. We are here to guide you through the process each and every step of the way. You have rights and those rights need to be protected. You no longer need to be a victim of Comenity bank or any other organization that is attempting to collect a debt from you.
Once again, we are here to help you sort through the debt collection laws in order to provide you with legal advice that makes the most sense for your particular situation.
If you feel that you are being treated unfairly by Comenity Bank’s in-house collections and billing departments, please contact us immediately. Legal Rights Advocates, Inc is a consumer advocate law firm that focuses on consumer rights protection services across the Unites States. We have well over twenty-five (25) years of combined experience helping consumers that are experiencing Debt Collector Harassment, Social Security Disability issues, and a whole lot more.
LRA is truly your consumer rights advocate. We take great pride in the fact that our job is to protect you from deceptive and or abusive debt collection practices. Our goal is to assist you each and every step of the way regarding your rights for consumer protection. Please call us today for more information at 855-254-7841. We look forward to working with you.
