Does Consumer Adjustment Company (CACI) Keep Calling You?

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Legal Rights Advocates, Inc.

5.0

Based on 697 reviews

Lisy P. Paredes

6 months ago

Attorney Gazda was super helpful, this process was easy. So trust in the process. I highly recommend.

Lisy Pamela

6 months ago

Smooth process and very straightforward. Attorney Gazda took great care of me. I’m honestly surprised and very happy with the outcome. 🙌🏻🙌🏻

Fernando Denogean

6 months ago

Adam with Legal Rights Advocates is amazing. Day and night even holidays i was being harrased by a creditor and he and his firm made the process so easy to get them to stop. No more harrasing phone calls no more debts and nothing out of pocket! If your getting harrassed by a creditor i definatly definatly 100% reccomend giving Legal Rights Advocates a call. Yo my name is Fernando and this 100% Personal experience reccomendation!

Leslie Baker

6 months ago

I am so grateful for the exceptional legal assistance I received from Adam. He expertly handled a very stressful situation involving harassing phone calls. His professionalism and dedication were evident throughout the entire process. I truly appreciate his efforts in resolving this matter effectively. I highly recommend their services to anyone facing similar challenges.

SpaCe

7 months ago

Absolutely top tier phenomenal service from Mark. Transparent, intelligent, interesting to talk to, and took my issues seriously from the very first call. He got spam calls to stop basically immediately, then handled the rest thoroughly and professionally without me doing basically anything.

Definitely recommending this company and mark in the future to handle overbearing and toxic spam calls around debt.

LIAH

9 months ago

I had a great experience with this law firm. Adam resolved my issues. His communication was clear and professional throughout the entire process. He made everything simple and stress-free. I truly appreciate the firm honesty, efficiency, and great customer service. Highly recommend.

Kimberley

9 months ago

The Legals Rights Advocates team was so helpful! Adam did all of my paperwork & collected all of necessary documentation! It made it such a breeze to work with them. I won a case, that I lost twice on my own! I can’t thank them enough! They are amazing to work with, and I recommend them very highly!!!

virdlean paris

10 months ago

This was the most convenient, and honest law firm that I've ever experienced in resolving my case. Adam made it so simple to trust in his professional ability to resolve my issues with my creditor. He lisen to my complaint and address it quickly with our affecting my credit. I never thought a legal matter could be resolved so quickly, it took a load off my mind, and I am so pleased! Thank you, Adam!!! 😊

Stefán “Stef” Clark

12 months ago

Absolutely amazing! I came across these fine gentlemen and explain to them my situation with the financial ordeal I was facing. Immediately they got on the ball and needless to say, they got it done. I'm not going to get into my own personal details with it but the five stars should explain it all. These are one of the few lawyer's out there that are actually trustworthy. Not to mention they handled my case when I'm hundreds of miles away from their office. Almost forgot about that part. Thank you very much Mark & Scott! Keep up the good work!

Levi Painter

3 years ago

Adam did a great job handling my case. Was able to get the loan dropped and now owe nothing. This company was very professional and did exactly what they said they would. Almost to good to be true!! Didn't actually believe it until I saw what they can do with my own 2 eyes. They really harrased me and kept calling over and over again. Stand up for your rights and let Adam handle your case!!!

Did show up on my credit report as 4 missed payments which I did not expect because the loan was completely dropped but I am more than happy to take the hit on my credit report.

Marathon Lodge323

3 years ago

The firm has been very supportive throughout the process. Adam Jeffery has communicated with me on a regular basis to keep me updated. It was a long time coming but everything turned out wonderful in the end. Thank you so much to legal rights advocates

Renee Ponce

3 years ago

Mark and Legal Rights Advocates were amazing! To begin with Mark returned my call from the website on a Sunday! In less than 2 weeks they had prepared a letter for the company on my behalf and in less than 6 weeks ALL my issues with the credit card company that was harassing me for the last year were solved! This included getting a financial bonus and making sure the credit bureaus correct my credit score! Mark was completely professional and had exceptional follow-up! VERY impressed! Thanks again!

Kendra Lesley

4 years ago

I definitely recommend Legal Rights Advocates. I was being harassed by my credit card company they were calling a minimum of 10 times a day on the hour even ever half hour at times. Only after getting advice from Mark G on what to say to my creditors the calls stopped. Mark G is very helpful and friendly. I especially like how he follows up to make sure you aren’t having issues with your creditors.

Nick Galang

4 years ago

Thank you Mark Gazda for your advice. You went above and beyond from what I initially expected, took the time to listen to my problem and also how to deal with the problem. He was very professional, communication is amazing, readily available. I'd definitely recommend him to anyone I care about!! He actually cares about his clients and You can tell it's genuine even the sincerity in his voice, he was comforting after being threatened by a collection agent. Thank you again for making my day better.

Charlene Rice

4 years ago

When I had problems of scammers, Legal Rights Advocates was always there for me.
They are always by my side when scammers were phishing for my money. They gave me timely advice on how to deal these scam crooks. I highly recommend them. So if you are having problems being harassed by scammers and robocalls, they will give you great advice. And you will have relief after taking to them. One of the best! Mark really helped me about dealing with threatening scam phone calls. He is truly a professional.
He’s always by my side through thick and thin. I highly recommend.

Gift_

4 years ago

Gathering all information needed and keeping me posted on each step of the way made my experience exemplary.
I’m thankful I found my way to Legal Rights Advocates and will refer them to anybody needing their services.

Kimberlee Trainer

4 years ago

Arelys was very kind and willing to work hard for me. I was able to get through to her with questions regarding my case. She later transferred to another department and Adam stepped in. He was very professional and always available anytime I had questions. He did a great job helping to bring my case to a positive closure. I am very thankful for this group of people who helped walk me through a very difficult time in my life. I highly recommend their services and thank you so much Adam.

Marie Davis

4 years ago

I needed assistance with qualifying for my Social Security disability benefits. I reached out to Legal Rights Advocates, and I am so glad I did. They were experts at navigating through the Social Security Disability maze! They provided the representation and guidance I needed. I was approved for my disability benefits! I could not have done it without the help of Legal Rights Advocates. I would highly recommend their services if you need help getting your disability benefits.

Rae Jor

4 years ago

I was forced to pay something in full, with false threats of me going to court if it’s not paid that same day, being told I was accused of fraud, etc. I kept trying to call the accusing company after seeing a post of people getting scammed with false threats of court. I accidentally called Mark because of what Google showed me as I was searching for that company. He asked me about the company and were specific things happening to me, I said yes confusingly. He told me what the accusing company did was illegal. He took on my case, emailed me documents, and a little over a month he got my fees and everything else waived by winning the case because what happened to me was wrong. It also caused A LOT of hardship having to pay the accusing company $1300+ instantly out of pocket the day I got the threats. Mark has also got me $500 back on top of everything being waived. I’m impressed, I’m thankful, I didn’t have to come out of pocket for ANYTHING and let me add I’m not even in the same state as him. He was also very friendly, knowledgeable and checked in with me to keep me updated. I would recommend him to anyone who was in the same situation as I when it came to a loan company making threats if I didn’t pay in full that day. I do know if it ever happens again, who I can call 😃

Stop Harassing Collection Calls From Consumer Adjustment Company (CACI)

Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.

FDCPA violations may include:

We're Ready To Fight For You

Violations made by debt collectors can result in favorable decisions such as:

Who is the Consumer Adjustment Company (CACI)?

The Consumer Adjustment Company (CACI) is a widely-known debt collector with a reputation for employing aggressive and unrelenting tactics when pursuing outstanding debts. This elusive company operates behind a shroud of secrecy, making it difficult for consumers to obtain necessary information or address their concerns directly. Their contact information is intentionally obscured, further raising suspicions about their legitimacy.

Based on countless reports from distressed consumers, CACI employs dubious practices, capitalizing on the vulnerability of individuals struggling with debt. Their collection agents have been accused of resorting to unscrupulous methods, including employing abusive language, constant harassment through phone calls and text messages, and threats of public shaming by disclosing debts to friends, family, or employers.

Consumer complaints reveal a pattern of CACI representatives misrepresenting the amount owed or disregarding debtors’ rights. Moreover, their failure to provide adequate debt verification leaves many questioning the authenticity of the debts they claim are owed.

CACI Contact Information:

Address: 500 Northwest Plaza Dr Ste 300, Saint Ann, MO 63074-2218
Phone: 833-542-0938
Email: consumerhelp@cacionline.net
Website: www.cacionline.net

Why is the Consumer Adjustment Company (CACI) Calling Me?

If you have been incessantly receiving calls from the Consumer Adjustment Company (CACI), it is likely because they believe you owe a debt. However, their questionable practices may leave you unsure of the legitimacy of the claimed debt. CACI’s lack of transparency and refusal to provide proper verification add to the confusion and apprehension among consumers.

The communication methods employed by CACI can be overwhelming and distressing. They inundate debtors with numerous calls, voicemails, and text messages, making it nearly impossible to escape their relentless pursuit. However, it is essential to remain cautious and request written validation of the debt before taking any action.

Is the CACI Legit or are They a Scam?

Distinguishing between a legitimate debt collector and a scam can be challenging, especially when dealing with the Consumer Adjustment Company (CACI). Their evasive practices and lack of transparent information raise significant concerns about their authenticity. Furthermore, numerous consumer complaints accusing CACI of violating the Fair Debt Collection Practices Act (FDCPA) only deepen suspicions.

The FDCPA mandates that legitimate debt collectors must follow specific rules and regulations designed to protect consumers from harassment and fraudulent practices. However, CACI has faced multiple allegations of disregarding these regulations, fueling suspicions about their legitimacy.

Before engaging with CACI, it is essential to demand a written validation of the debt they claim you owe. Legitimate debt collectors should provide this information promptly. Failure to do so may indicate a scam, in which case seeking legal advice becomes imperative.

Can the CACI Sue Me or Garnish My Wages?

Yes, the Consumer Adjustment Company (CACI) can sue you if they believe you owe a legitimate debt. However, they must follow proper legal procedures, and you have the right to defend yourself in court. It is crucial to respond to any legal summons and consider seeking legal counsel to protect your rights.

If CACI successfully obtains a judgment against you in court, they may attempt to garnish your wages. Garnishment allows them to collect a portion of your wages directly from your employer until the debt is fully repaid. However, specific garnishment laws vary by state, and you may be entitled to certain exemptions.

It is essential to familiarize yourself with your rights concerning wage garnishment and seek legal advice to understand the best course of action. Working with a reputable attorney will ensure you are well-informed and prepared to handle any legal challenges that may arise from dealing with CACI.

Is the CACI Harassing You?

CACI has gained notoriety for employing various harassing tactics to intimidate and coerce debtors. Some possible harassment tactics include:

a) Excessive Calls: CACI bombards debtors with relentless phone calls, often multiple times a day, causing immense stress.
b) Abusive Language: Their representatives resort to offensive and threatening language to pressure debtors into making payments.
c) Continuous Text Messages: CACI sends persistent and intrusive text messages, causing emotional distress and invasion of privacy.
d) Misrepresentation: Debtors report that CACI misrepresents the amount owed or the consequences of not paying, confusing and misleading them.
e) Public Shaming: They may resort to threats of disclosing the debt to friends, family, or employers, causing humiliation and embarrassment.
f) Calls at Inconvenient Hours: CACI may call during early mornings or late nights, disrupting peace and privacy.
g) Ignoring Cease Communication Requests: Debtors’ requests to stop communication may be disregarded, leading to further frustration.

If you experience any of these harassment tactics, it is crucial to document the incidents and seek legal assistance to protect your rights.

Can Legal Rights Advocates Law Firm Help Me File a Lawsuit Against CACI?

If you are a victim of harassment by CACI, seeking legal assistance is crucial to fight back against their unethical practices. The Legal Rights Advocates Law Firm specializes in consumer protection and debt collection harassment cases and is ready to assist you.

The Legal Rights Advocates team comprises experienced attorneys who are well-versed in the Fair Debt Collection Practices Act (FDCPA) and can provide expert guidance to navigate the complexities of debt collection law. They are committed to defending your rights and ensuring fair treatment under the law.

By partnering with Legal Rights Advocates, you gain a strong ally to help you file a lawsuit against CACI for harassment. Their attorneys will work diligently to build a compelling case, seeking compensation for any damages you may have suffered due to CACI’s harassment.

Remember, standing up to unscrupulous debt collectors like CACI is not just about protecting your financial well-being; it’s also about safeguarding your rights as a consumer. Dealing with aggressive and harassing debt collection practices can be emotionally draining and overwhelming, but with the right legal representation, you can gain the confidence to fight back and assert your rights.

Choosing to work with an experienced law firm like Legal Rights Advocates can make all the difference. Their team of dedicated attorneys specializes in consumer protection and understands the complexities of debt collection laws. They will not only provide you with expert guidance but also offer unwavering support throughout the process.

Taking legal action against CACI may seem daunting, but it is a proactive step towards regaining control of your life. A successful lawsuit can result in compensation for damages you’ve suffered due to CACI’s harassment, making it easier for you to move forward and rebuild your financial stability.

Furthermore, holding unscrupulous debt collectors accountable can have a broader impact. By standing up to CACI’s unethical practices, you contribute to the larger effort of encouraging fair and lawful debt collection practices in the industry.

Remember that you have rights as a consumer, and no one should be subjected to harassment or intimidation by debt collectors. Legal Rights Advocates is there to empower you with the knowledge and legal tools necessary to challenge CACI’s misconduct.

Consumer Adjustment Company Phone Numbers

Yes, debt collection agencies like Consumer Adjustment Company may use multiple phone numbers to contact individuals. This is a common tactic used by debt collectors to increase their chances of reaching the debtor and getting a response.

Some of their most commonly used phone numbers are: