If you are experiencing debt harassment than you are not alone.
Did you know that debt harassment occurs on a daily basis to millions of people across the United States? Knowing that you are not the only victim may not make it any better, but you should know that there are rules and regulations in place that are meant to stop debt collectors from acting like animals when attempting to collect a debt from you. Furthermore, if a debt collector isn’t following these rules and regulations there are things that you can do about it. The bottom line is that any debt collector that contacts you is supposed to treat you fairly and with a large amount of dignity.
They are not allowed to make threats, or swear at you. They are not allowed to call you at all hours of the day and night. They can’t have you arrested for not paying the debt unless you fail to appear to a court hearing and the judge issues an arrest warrant. They must provide you with the proper information about themselves and your account when they contact you. Debt collectors simply cannot pretend to be someone that they’re not in order to scare you. If your rights are violated it is time for you to do something about it.
Violations of the Fair Debt Collections Practices Act are the single largest source of complaints to the Consumer Financial Protection Bureau, which is an agency of the federal government. In fact, there were more than 88,000 complaints last year alone. If you feel that you are being harassed by a debt collection company, there are two (2) things that you can do about it. The first thing that you can do in order to make the debt harassment stop is file a complaint with the Consumer Financial Protection Bureau. They follow up on each complaint and work on your behalf in order to resolve the matter.
The second thing you can do in order to make debt harassment stop is suing the debt collection agency by filing a lawsuit with a debt harassment lawyer. When you win the case, the debt collector will most likely need to pay any legal fees that are associated with the lawsuit. Whether you file a complaint, sue the debt collector, or both it is important for you to keep good records of all the correspondence between you and the debt collector. It will go a long way in helping you validate your claim of debt harassment.
If you feel that you are being treated unfairly by a creditor or collection agency, please contact us immediately. Legal Rights Advocates, Inc. is a consumer advocate law firm that focuses on consumer rights protection services across the Unites States. We have well over twenty-five (25) years of combined experience helping consumers that are experiencing Debt Collector Harassment, Social Security Disability issues, and a whole lot more. LRA is truly your consumer rights advocate. We take great pride in the fact that our job is to protect you from deceptive and or abusive debt collection practices.
LRA is an accredited member of the Better Business Bureau, and we have well over 500 Five Star Rating Reviews online from across the United States. Our goal is to assist you each and every step of the way regarding your rights for consumer protection. Please call us today for more information at 855-254-7841 or click here to visit our website. We look forward to working with you.
