Chapter 13 Bankruptcy Lawyer

If you have decided to file for bankruptcy under Chapter 13, you could benefit from the legal expertise and assistance of a lawyer. Chapter 13 involves a payment plan to repay your creditors and may not discharge debt entirely. It may help people in the process of losing their homes by stopping the process of foreclosure.

Call Now for Immediate Help (855) 254-7841.

What exactly is your situation and how can a Chapter 13 bankruptcy help you best?

  • Chapter 13 bankruptcy can last for as many as five years, at the end of which your debts will have discharged
  • This type of bankruptcy has a limit up to which secured and unsecured debts are discharged
  • For homeowners who are behind schedule on their mortgage payments, Chapter 13 can save them from foreclosure on the home and also help them rid other debt such as credit card, medical debt, etc.

Most of the cases under Chapter 13 need a professional lawyer conversant with Chapter 13 bankruptcy. A debt which is not dischargeable under one chapter may be dischargeable under another. Some chapters allow a discharge after completion of all designated payments.

Checklist for considering legal help for bankruptcy:

  • If you are already repaying a debt but the amount isn’t reducing. It may even grow larger through interest accumulated over time. This can include home mortgages
  • If your debts are such that you are tempted to make repayments from out of savings funds, including your retirement fund, it may be time to declare bankruptcy
  • If you have dependents, such as children, and you are a single mother, you may need to file for bankruptcy just so that your dependents do not suffer

What we do

At Legal Rights Advocates, we are a team of lawyers who understand bankruptcy. But more importantly, we believe in connecting with our clients to understand them better and help ease their anxieties. Understanding our clients better also helps determine the kind of bankruptcy applicable, thus arriving at a more effective solution. At times, this has allowed our clients to rebuild their credit and lead a normal life again.

If you feel you are in the grips of a financial crisis and the debt threatens to grow bigger, give us a call at (855) 254-7841 to discuss your situation and find out whether filing for Chapter 13 bankruptcy could work for you or not.

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