Stop Collection Calls

We take pride in Stopping Debt Collector Harassment

Are debt collectors harassing you? If you’re already in debt, you’re likely stressed enough as is. A collection agency calling at all hours of the night or at work can make things even more stressful to any debtor. What’s even worse is that some conduct by debt collectors or collection agencies might be against federal laws. We are your consumer rights advocate. Our job is to protect you from deceptive and/or abusive debt collection practices which could be interfering with your life and giving you a difficult time.

Collection agency harassment is against the law!

The Fair Debt Collection Practices Act became effective in March of 1978 to protect consumers from debt collection calls. These calls apply to any call made to your phone number, whether it’s a landline or your cell phone. More recently, federal regulators strengthened the rules around phone calls in order to end the harassing phone calls about debts that consumers might not even owe.

If a collection agency or debt collector continues to make collection calls to your phone number, it may be considered illegal. If you want to stop such calls, the best way to get a debt collector to stop may be to take legal action. The bottom line is that state laws vary from region to region, so finding legal advice could be helpful if you aren’t sure what the statute of limitations is for filing lawsuits in accordance with the Telephone Consumer Protection Act, Federal Trade Commission, or Consumer Financial Protection Bureau.

If you’re getting a debt collector call repeatedly, the first thing you should do is make sure that they don’t have the wrong person or the wrong number. Reach out to your credit card issuers or any borrowers you have accounts with and see whether or not the collector is referencing an account in your name. Sometimes, a collector call may cause you to look at your credit report and realize that your social security number has been compromised and that you’re actually a victim of identity theft.

If someone has signed you up for financial products without your prior knowledge, this could be an even worse case than a scenario involving a wrong number. Thanks to the FCC, CFPB, and ACA, you are allowed to seek proof that you legitimately owe a collector money. If you learn that the creditor has an account you’ve never signed up for, you may need to take legal recourse as well. This is also why it’s important to monitor your credit scores for anything out of the ordinary. Hopefully, it’s just a case of a collection agency calling a wrong number or wrong person, and you won’t see anything untoward on your credit report. In cases when it’s not a wrong number, we will have your back, and may even be able to help escalate your case to the attorney general if necessary. After all, nobody wants to be unwittingly sitting on a bankruptcy case because of identity theft. That being said, if you need representation at bankruptcy court because of collections harassment, we will be able to help.

When is a collection agency harassing you?

Harassment from a collection agency can take multiple forms. If a collector or creditor is continually calling your cell phone or work phone number while you are working, that could be considered harassment. Some particularly unscrupulous collectors and creditors have even gone so far as to call a family member about your debts and credit report. You should know that regardless of how much money you owe or whether the call is coming from the original creditor or about your federal student loans, a bankruptcy case, child support payments, or any other monthly payments, a family member should never be called. It’s a collection agency’s legal obligation not to disclose aspects of your credit report to anyone other than you, the borrower. Collection agency calls shouldn’t threaten wage garnishment or addressing the balance on your collection account by threatening to take money from your social security fund either.

Harassment can be a tricky word to use, since the very nature of having debts could make you feel negative. This is why it’s always a good idea to reach out to an attorney who can provide you with more information regarding federal laws, FCC guidance, and the statute of limitations on collector harassment. The last thing you want is for your case to lose ground because you didn’t know about something as simple as a statute of limitations, so get in touch with us using our contact information as soon as possible if you think you may have a case where a creditor or collection agency is continually harassing you.

Call us today to see if you have a case against Debt collectors. Stop Debt Collection Harassment

Are you being harassed by debt collection agencies or creditors? At Legal Rights Advocates, PLLC, we understand how overwhelming and frustrating this type of harassment can be from debt collection agencies and collectors. We’ve worked with thousands of individuals over the years and helped them with various agencies and debt collectors for credit cards, student loans, medical bills, and various other collection agencies.

You may be tempted to try and screen out telephone calls from collectors on your own, but even if you have caller ID, you may not know whether or not someone who has the wrong number, is trying to call the wrong person, or could be a member of the debt collection industry. Getting debt collectors to stop harassing you shouldn’t require a court judgment in order to be taken care of, but a lawyer providing written notice may be what it takes to get a private collection agency abusing the system off of your back. If you have unpaid debt, it’s important to talk to a team of lawyers who have been through legal proceedings surrounding bill collectors and debt collection calls.

We have experience fighting private collection agencies inside and out of court, and can represent you in good faith. We take our legal obligation, as well as the guidance of the CFPB, ACA, and FDCPA seriously, and will do everything in our power to help you avoid abusive collection actions. If necessary, we will even contact your state’s attorney general in order to make sure you’re not unfairly treated.

Give us a call today at our phone number (855) 254-7841 to find out more about how we can help you!

What exactly does our service entail?

Legal Rights Advocates, Inc. aims to be a premier resource for Fair Debt Collection Practices Act (FDCPA) and debt collection harassment practices. We are proud of the settlements that have been awarded to our customers for unfair, deceptive, and abusive debt collection practices. If you have ever felt that debt collectors behaved inappropriately, you may have a case that we can help you with.

Debt collectors who behave deceptively and unfairly can make your life a nightmare. Owing money is already a burden, and they just make it more difficult. They seem to have no boundaries, finding out information about you, such as your current workplace and address. They use this information and start calling your workplace, your family, friends, relatives, and trying to find out where you are.

If you would like to file a lawsuit against a debt collector for harassment we are happy to help you. Please feel free to contact us now at (855) 254-7841 to discuss your situation and options!

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