A large number of cases of Social Security Disability Insurance (SSDI) get denied. A good number of them, due to reasons unknown to applicants who need the disability pension but failed to hire a lawyer to educate them on the correct application procedure.
Social Security Disability Insurance: What is it and why one needs it?
SSDI is a program that allows individuals to get a monthly payment in case they become disabled and are unable to work before they retire.
To be eligible for SSDI , the individual needs to have put in a certain number of years in a job that needed them to pay Social Security taxes. In other words, a certain number of work credits are needed by the applicants. The number of work credits finally needed depends on the age at the time of the disability. A person who became disabled at 50 years would need to have worked a minimum of seven years, five of them within the last 10 years of application.
Eligibility is also qualified by medical conditions that match the disability definition, which includes severe and long-term disabilities that do not allow basic work activities and will last at least a year.
A lawyer who works in the area of disability can also help you determine total disability or the inability to perform a substantial gainful activity for the period of a year. This kind of activity is also determined in some measure through the amount of salary you earn. Depending on the money you make, you will either be eligible for SSDI or not.
Typically, SSDI applicants should be below 65 years of age. SSDI also grants partial dependent benefits to the disabled individual’s spouse and children.
Why the need for a disability lawyer?
You need a good lawyer to ensure your claim does not get denied outright for the lack of the right documents or proof. Many of the initial applications do get denied. However, applicants have the right to request a review of the denial within a period of 60 days of receiving the notice of denial. The first step to a review is to get the case reviewed by another claims examiner. On yet another denial, the individual can request a hearing with an administrative judge.
How do you reach a good disability lawyer ?
- A disability lawyer needs to be accessible to the applicant, first and foremost.
- In reality, promising a positive outcome is not right. Instead, what works is that the lawyer provides you with an honest appraisal of your case so you can work on it to the best of your abilities.
- You may ask the lawyer details about their approval rates, rates of winning full and partial benefits, etc. However, these may not be the best judge of the lawyer’s efficiency.
- You can ask a lawyer for their credentials. This includes any special cases they may have worked on and won.
The first step, however, is to reach out to one as soon as possible. A professional opinion can reduce your chances of application denial as well as iron out any challenges better with their informed background.
About Us:
Legal Rights Advocates, PLLC is a law firm that specializes in helping clients who are facing the need to file for Social Security Disability Insurance. Our team of SSDI attorneys , over the years, has helped countless clients receive benefits successfully. Call us at (855) 254-7841 for immediate assistance.