If you are receiving calls from Fingerhut late in the night, or at your workplace when you have not given consent to be contacted, these calls can be seen as harassment and you have the right to have them stopped.
Fingerhut, a merchandiser of consumer goods who also sells on credit, is involved in lawsuits where it is alleged the company calls its consumers to retrieve this credit. The consumers who are involved say these phone calls are made at any time of the day and at times, also at their workplace.
You may have been a customer of the company and owe them money, but there are laws in place to safeguard a customer from willful trauma and the intent to harass. If in trying to recover debt, they are following one or more of the practices listed below, then it is legally recognized as harassment.
What could be counted as harassing calls from Fingerhut?
- You are getting calls from Fingerhut made using automated dialing equipment, any time of the day.
- The calls you get do not specify who is calling. The caller does not bother to ask for your identity and is willing to talk about the debt owed to anybody who answers the phone.
- You are getting debt recovery calls even at your workplace, where you have not given them permission to call.
- The Fingerhut rep leaves a message regarding your debt details with your coworker.
- The messages are conveyed in a manner that leaves you disturbed and intimidated.
- There is confusion regarding the debt amount; the figure they are telling you is higher than what you actually owe.
The legal recourse
The Telephone Consumer Protection Act ( TCPA ) of 1991 limits the use of automatic dialing systems, including recorded or artificial voice messages and SMS text messages.
It lays emphasis on the express consent of the consumer; the consumer has to provide express consent to be contacted and provide the number where they can be contacted.
There are other provisions to safeguard the consumer’s interest and to stop trauma stemming from harassing calls, such as those made by Fingerhut. These include:
- Contacting the customer only within the specific time frame provided, in which calls can be made for the purpose of debt collection.
- Special provisions govern the use of automated equipment, including prohibiting calls made using automated dialers as well as SMS text messages.
- Collection entities have to diligently follow the Do-Not-Call registry, a list of numbers of consumers who do not wish to be called on.
- Callers have to provide their identity. Also, name, a number or address at which they can contacted, and the entity on whose behalf the call is being made.
- Threatening to have the customer arrested or to take away their property for purpose of fulfilment of the debt.
It is advisable that if you are receiving harassing calls from Fingerhut , you try and maintain a record of each of these in as many ways as possible. This can help you when you initiate action to stop the harassment.
Stop the Harassment
Receiving calls from these Fingerhut numbers? Getting them at any odd hour of the day?
844-786-6552, 844-761-0813, 800-233-3588, 800-356-2347, 866-625-7291, 866-625-7191, 844-240-9756, 844-761-0812.
Stop them immediately with legal help, if needed. Regain your peace of mind immediately.
Contact a professional to understand your rights better.
Why a professional?
- A professional can help you find a way out of the harassment, armed with information and knowledge, including laws and legal amendments.
- Professionals help you address the problem directly, thus helping reduce stress.
- A professional can help you understand your rights better.
About Us:
Legal Rights Advocates, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our team of attorneys, over the years, has helped countless clients get protection from debt collection practices that are deemed as unlawful and illegal under the TCPA.
If you are interested in learning more about how to stop the trauma due to harassing calls from Fingerhut , call us at (855) 254-7841 for immediate assistance.