Threatening Collection Calls to Work and At Home. Are you receiving harassing and threatening phone calls from debt collectors?
Have they made threats such as legal action, garnishment, arrest or bodily harm? Legal Rights Advocates can help! It’s a violation of your rights under a law known as the Fair Debt Collection Practices Act (FDCPA). The Fair Debt Collections Practices Act (FDCPA) is a law set up to protect the consumer from debt collection harassment.
The following is an article on Harassing and Threatening Debt Collector calls.
There have been instances in which agents from debt collection agencies have violated consumers rights under the Fair Debt Collection Practices Act (FDCPA).
Below are some things debt collectors may not do which can be construed as Threatening and a form of harassment as it pertains to the FDCPA:
- Contact any third party stating you owe a debt
- Call you at work after you told them to not call at work
- Leave a voicemail not stating the company name or that it’s an attempt to collect debt
- Use any abusive or obscene language
- Make false or misrepresenting claims
- Call before 8 AM or after 9 PM
- Call more than 5 times in one day
- Ask you to pay more than what is owed
- Continue to call after you advised them to stop
- Make any threats such as legal action, garnishment, arrest, imprisonment, or bodily harm
What is harassment by a debt collector?
Harassment by a debt collector can come in different forms but examples include repetitious phone calls intended to annoy or abuse, obscene language, and threats of violence. A really good article from CFPB outlines different forms of harassing collection calls : https://www.consumerfinance.gov/ask-cfpb/what-is-harassment-by-a-debt-collector-en-336/
Stop Debt Collection Calls
Legal Rights Advocates is a law firm that helps consumers stop unwanted threats from Debt collector.
If you feel that a debt collector violated your rights as a consumer under the Fair Debt Collections Practices Act, Get FREE LEGAL HELP from Legal Rights Advocates! Contact us at (855) 254-7841 as well as our website https://yourlegalrightsadvocates.com/ for help with our FREE services.
(855) 254-7841
(855) 254-7841
