The Ultimate Guide To Stop Collection Agency Calls

Are you jumpy whenever the phone rings because you know it may very well be a debt collector on the other end of the line? If so, you’re certainly not alone. Millions of people across America are suffering from the same exact thing. Although debt collectors have a right to attempt to collect a debt that you owe, you also have rights. As a matter of fact, a great deal of debt collectors violate your consumer rights. It’s called debt harassment. The good news is you can put a stop to debt harassment. Simply contact an attorney who specializes in consumer rights law.

You can also stop collection agency calls from happening even if the debt collector is following the rules. First and foremost, you can stop collection agency calls by requesting that they stop calling you. However, it’s not that simple. The request must be made in writing in the form of a cease and desist letter. It should be noted that even if you stop collection agency calls the debt that you owe simply doesn’t go away. You still owe the debt. That means it will continue to negatively affect your credit scores and your ability to qualify for most loans.

In some cases, the debt collect agency will also sue you in a court of law in order to attempt to collect the debt that you owe. On another note, if you need help writing and sending the cease and desist letter or letter in order to stop collection agency calls it’s always a good idea to contact an attorney who specializes in this area of the law. You should also be well aware of the fact that debt collectors are not allowed to call you at times and places that are inconvenient for you. So, you can also stop collection agency calls at your place of work.

Just make sure to both verbalize this on the phone call, and include the fact that you are not able to receive calls at work in your cease and desist letter. If a debt collector continues to call you after receiving a formal cease and desist letter than they are committing debt collection harassment. If that’s the case, you may be entitled to compensation from the debt collector based on any damages that the debt harassment has caused you. Please contact Your Legal Rights Advocates today for more information.