Being harassed by Midland Credit Management?
LEGAL RIGHTS ADVOCATES HAS YOUR SOLUTION.
YOU COULD RECEIVE UP TO $1,000 IN COMPENSATION.
STOP DEBT ABUSE NOW!
FREE CONSULTATION:
(855) 254-7841
Stop Harassing Collection Calls From Midland Credit Management
Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.
FDCPA violations by Midland Credit Management may include:
Call more than 5 times in one day
Calling before 8am or after 9pm
Use any abusive or obscene language
Contact any third party stating you owe a debt
Violence threats or any intent to harm you
Ask to pay more than what is owed
Make false or misrepresenting claims
Legal threats that you'll be arrested
We're Ready To Fight For You
Violations made by Midland Credit Management can result in favorable decisions such as:
Cash Compensation
Receive up to $1,000 in compensation.
Trade line deletion
Removal of negative reporting to credit
Debt Waiver
You will be paid in full amount
Cease and Desist
All communication from collector to consumer
(855) 254-7841Who is Midland Credit Management?
Midland Credit Management (MCM) is a debt collection agency that specializes in purchasing and servicing delinquent consumer debt. The company is a subsidiary of Encore Capital Group, one of the largest debt buyers in the United States. MCM works with consumers to resolve their outstanding financial obligations by offering flexible payment plans and customized solutions.
Debts they typically handle include credit card debts, personal loans, medical debts, and other types of consumer debts that have been charged off by the original creditor. MCM purchases these delinquent accounts for a fraction of the original amount owed, and then attempts to collect on the debt from the consumers.
It is important to note that, as a debt collection agency, MCM is subject to the Fair Debt Collection Practices Act (FDCPA), which provides consumers with certain protections against abusive, deceptive, or unfair debt collection practices. If you are contacted by MCM or any other debt collector, ensure you understand your rights and how to handle the communication appropriately.
Is Midland Credit Management Harassing You?
Debt collection is a crucial aspect of the financial sector. It allows creditors to recover the money they are owed and ensures that businesses can continue to operate efficiently. However, the methods used by some debt collection agencies can be aggressive, unethical, and often illegal.
Midland Credit has garnered significant attention in recent years because of allegedly using abusive tactics to collect debts, including calling individuals repeatedly, even after they have requested that the calls stop. Other harassing actions they have been accused of are threatening and intimidating its debtors, such as threatening legal action or wage garnishment, to pressure people into paying debts.
Why Does Midland Credit Keep Calling?
Midland Credit keeps calling because they believe it is the most effective way to collect debts. Debt collection agencies operate on a commission basis, meaning that they receive a percentage of the money collected. As a result, they are incentivized to collect as much money as possible. This financial pressure can lead to debt collectors resorting to aggressive tactics to collect debts, including persistent and often harassing phone calls.
Additionally, Midland Credit may keep calling because they believe that debtors are more likely to pay their debts after multiple attempts to contact them. Some debtors may not be aware of their debt or may not have the funds to pay it immediately. By calling multiple times, Midland Credit hopes to bring the debt to the debtor’s attention and encourage them to pay.
The Legal Framework of Debt Collection
Debt collection is a heavily regulated industry, and Midland Credit operates under the Fair Debt Collection Practices Act (FDCPA). This act sets out rules that debt collectors must follow when attempting to collect debts, and violations of these rules can lead to legal action. Despite these regulations, Midland Credit complaints are still prevalent, and consumers should be aware of their rights when dealing with debt collectors.
Common Midland Credit Complaints
Debt collection is a heavily regulated industry, and Midland Credit operates under the Fair Debt Collection Practices Act (FDCPA). This act sets out rules that debt collectors must follow when attempting to collect debts, and violations of these rules can lead to legal action. Despite these regulations, Midland Credit complaints are still prevalent, and consumers should be aware of their rights when dealing with debt collectors.
How to Identify Midland Credit Spam Calls
Midland Credit may use robocalling technology to contact individuals en masse. This technology can dial multiple phone numbers at once and play a pre-recorded message, making it easier for debt collectors to reach a larger number of people quickly.
Identifying Midland Credit spam calls can be challenging, as they may use a variety of tactics to disguise their true identity. However, there are some telltale signs that you may be receiving a spam call from Midland Credit.
One of the most common indicators is that the caller will not provide specific information about the debt they are attempting to collect. They may be evasive or unwilling to answer questions, which can be a sign that the call is not legitimate. Additionally, Midland Credit may use generic or vague language when referring to the debt, such as “your account” or “your outstanding balance.”
Can Midland Credit Call Me From Multiple Numbers?
Yes, debt collection agencies like Midland Credit Management may use multiple phone numbers to contact individuals. This is a common tactic used by debt collectors to increase their chances of reaching the debtor and getting a response.
Some of their most commonly used phone numbers are:
What Our Clients Are Saying
(855) 254-7841
(855) 254-7841