If you’ve been receiving calls from Midland Credit Management from phone number 877-366-1642, remember that you have the right to stop debt harassment. By sending a cease and desist letter and filing a complaint if necessary, you can protect yourself and take control of the situation.
Debt harassment is illegal under the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that regulates how debt collectors can contact you and what they can say when they do. The law was designed to protect consumers from abusive debt collection practices.
One of the most important things to know is that debt collectors cannot harass you. This includes calling you repeatedly, using profanity, or threatening you in any way.
If Midland Credit Management is calling you from phone number 877-366-1642 and engaging in any of these behaviors, you have the right to stop them.
To stop debt harassment, you can send a cease and desist letter to Midland Credit Management. This letter should be sent via certified mail, and it should state that you do not wish to be contacted by Midland Credit Management again. Once they receive the letter, they are required by law to stop contacting you.
If you believe that Midland Credit Management has violated your rights under the FDCPA, you can also file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB is a government agency that is responsible for enforcing consumer protection laws.
In addition to the FDCPA, some states have their own laws that regulate debt collection practices. If you live in one of these states, you may have additional protections under the law. It’s important to do your research and find out what your rights are.
Other Possible Midland Credit Management Phone Numbers
Some of the phone numbers that Midland Credit Management may use include:
(855) 254-7841
(855) 254-7841
