Did you know that debt collectors, including collection agents and attorneys that are collecting debt for a client, are not allowed to harass you in any manner? In fact it’s the law. That means they can’t call you multiple times per day. They also can’t contact your employers, family, friends, and neighbors about your situation. Debt collectors certainly can’t threaten you, or use profane language on the phone, in emails, or letters. The bottom line is that debt collectors are not allowed to make you feel humiliated in any way.
In further good news, there are things you can do to make them stop. You may even be able to get damages or reimbursement for your trouble in a court of law. Unfortunately, a great deal of hard working people are suffering from debt harassment across the United States. It can put you under a lot of stress, and even lead to divorce, medical issues, and loss of income. When people are harassed by creditors it can make them feel totally defeated, which can lead to depression. It’s incredibly difficult to fight back when you’re feeling depressed. If you’re suffering from debt harassment, you should take action immediately.
You don’t need to live with that any longer. The bottom line is that you need to know your rights. That means you should contact a legal rights advocate that will guide you through everything that you need to know in order to stop the debt harassment. The very first thing that a professional legal rights advocate will do is inform your creditors that they can no longer contact you. Telling them over the phone or by email is not sufficient enough. They will send a written letter to the debt collector or collection agency demanding them to cease and desist from any further communications with you, your employer, your relatives, or anyone else that they may be contacting.
The letter will be sent by certified mail so that there’s proof that your creditors received it. Once they receive the letter, the creditors can no longer contact you by law. If they do they are in violation of the Fair Debt Collection Practices Act, which means you can sue them for damages in a court of law. The Fair Debt Collection Practices Act, or FDCPA for short, literally lists what a debt collector can do and what a debt collector cannot do. It was put into place in order to protect you and your rights as a debtor.
If you feel that you are being treated unfairly by a creditor or collection agency, please contact us immediately. Legal Rights Advocates, Inc. is a consumer advocate law firm that focuses on consumer rights protection services across the Unites States. We have well over twenty-five (25) years of combined experience helping consumers that are experiencing Debt Collector Harassment, Social Security Disability issues, and a whole lot more. LRA is truly your consumer rights advocate. We take great pride in the fact that our job is to protect you from deceptive and or abusive debt collection practices.
LRA is an accredited member of the Better Business Bureau, and we have well over 500 Five Star Rating Reviews online from across the United States. Our goal is to assist you each and every step of the way regarding your rights for consumer protection. Please call us today for more information at 855-254-7841 or click here to visit our website. We look forward to working with you.