Rapid Resources, Inc is a third party debt collector that is based out of Amherst, New York.
Although Rapid Resources Collections is allowed to contact you in an attempt to collect a debt that you owe, they must follow a set of rules that were set up to protect consumers by the federal government. That being stated, it is incredibly important for you to not only be aware of the fact that you have consumer based rights, but to also know what they are. For example, Rapid Resources and any other debt collection company or agency are only allowed to contact you at certain hours of the day and evening. The law clearly states that a debt collector is only allowed to contact you between the hours of 8 AM and 9 PM. Stop Collection Calls, Stop Collection Agency Calls – Legal Rights Advocates (yourlegalrightsadvocates.com)
If they happen to contact you earlier than 8 AM or later than 9 PM at any time they’re actually committing debt collection harassment, which is also commonly referred to as debt harassment. Please understand that we’re not claiming or even insinuating that Rapid Resources, Inc is doing that. What we are saying is that if any collection agent or collection agency commits debt harassment than you have rights. There’s something else that you should be aware of when it comes to debt collectors contacting you. It has been know that there are debt collectors out there who will make threats to you when they have you on the phone.
For example, the debt collector may inform you that he or she will contact the police and have you arrested for failure to pay your bills. The threat usually goes along the lines that if you do not pay off the balance immediately or at least start making payments on a payment plan than you will be arrested, thrown in jail, and the they will lose the key. That threat can be incredibly scary. Nobody wants to get arrested, but not everyone knows that you cannot be put in jail because you owe a debt. That ended long ago. The bottom line is that debt collectors have absolutely no authority to arrest you or have you arrested by the police, or any government agency.
In fact, debt collectors that threaten to have you arrested are the ones breaking the law. Once again, threatening to have you arrested unless you pay off your debt or start making monthly payments on your debt is debt harassment. You may be curious why a debt collector would risk committing debt harassment. It’s because they know that most people will believe them. These deceitful debt collectors know that they will get away with it 99% of the time. They also know that if they threaten to arrest you or have you arrested and you believe them chances are pretty high that you’ll pay of the debt or start a monthly payment plan.
This holds true even if you can’t afford to do that at this time. It can literally take food off of your table. However, some debt collectors could care less if you and or your children have enough food to eat. All they care about is having you pay the debt so they can be paid. It can be a nasty business to say the least. Unfortunately, there are so many victims of debt harassment that have absolutely no idea that the debt collectors are in the wrong and that they have rights to make it stop.
If you need to contact Rapid Resources, Inc directly, the following information will help.
You can contact them through the mail or delivery service at 3840 E Robinson Road, Amherst, New York.
You can also contact them by phone at 877 503-1045.
If you need help contacting Rapid Resources or any other debt collection agency or need help putting a stop to debt harassment ASAP, please contact Your Legal Rights Advocates today. We are a legal rights based law firm that fights for the rights of our clients. We feel your pain and sympathize with your situation. Allow us to give you the helping hand that you need.
(855) 254-7841
(855) 254-7841
