Have you or has anyone you know been on the receiving end of continuous harassment from 979-200-6466? At Legal Right Advocates, we aim to help you regain your peace of mind and put an end to this harassment. Get a free case review from our qualified debt collection harassment attorneys today.
Which Debt Collector Is Associated With This Number?
The numbers 979-200-6466, 9792006466, or (979)-200-6466 are associated with Credit One Bank, a financial institution that offers clients credit cards. Based in Nevada, this institution primarily works with clients who have low credit scores.
What if You Owe a Debt?
Regardless of whether or not you owe a debt, it is illegal for them to continuously harass you with phone calls. The Fair Debt Collection Practices Act (FDCPA) provides protection to consumers like you to ensure that you are not the victim of harassment.
Under this act, there are specific instances that qualify these phone calls as harassment. This includes making more than 5 phone calls a day, calling before 8 am or after 9 pm, the use of rude or abusive language, communicating with third parties, violent threats, legal threats, requests to pay higher amounts than you owe, and making false claims.
What Can You Do When You’re Being Harassed by a Debt Collector?
Always start with keeping records of when you were called, what was said, and how frequently. Next, be sure to reach out to their customer service department and put in a request to stop these calls. If this fails, you can write a cease and desist letter to Credit One Bank making the same request. Be sure to document each step and hold on to the evidence. If this also fails, you can file a complaint with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), or your state’s attorney general’s office.
Finally, don’t be afraid to seek legal counsel. Legal action could potentially entitle you to compensation of up to $1000, a cease and desist, a full debt waiver, or even a trade line deletion.
Talk to a Debt Collection Harassment Attorney
Your peace of mind is worth protecting. Get in touch with us for a free case review from a qualified debt collection harassment attorney.
Other Possible Credit One Bank Phone Numbers
Some of the phone numbers that Credit One Bank may use include:
(855) 254-7841
(855) 254-7841
