Have you been receiving persistent calls from 844-512-2638? It’s important to know that these calls are likely coming from Sunrise Credit Services, a debt collection agency. But why are they calling, and what rules must they adhere to when contacting you?
When you see the number 844-512-2638 on your caller ID, it’s a signal that Sunrise Credit Services is attempting to recover a debt. While their goal is to collect outstanding funds, they are also required to follow a strict set of rules laid out by the Fair Debt Collection Practices Act (FDCPA). This legislation safeguards you from harassment and ensures that debt collectors treat consumers fairly.
So, why does 844-512-2638 keep calling you? Debt collectors like Sunrise Credit Services reach out to individuals to collect debts that may be overdue. However, they must conduct themselves within the guidelines of the FDCPA. This means they cannot use aggressive tactics, make false claims, or engage in any unfair practices while communicating with you.
If you’re being contacted by 844-512-2638, remember these key points:
1. Verification: Debt collectors are required to provide verification of the debt they are attempting to collect. You have the right to request this information in writing.
2. Communication Limits: Debt collectors should not contact you at inconvenient times or places, such as early mornings or late nights. They must respect your preferences.
3. Professionalism: Debt collectors must identify themselves and their purpose for contacting you. They are prohibited from using abusive language or making threats.
4. Complaints: If you believe that 844-512-2638 is not adhering to the rules, you have the right to file a complaint with the appropriate authorities.
In conclusion, if you’re wondering why 844-512-2638 keeps calling you, it’s likely due to debt collection efforts by Sunrise Credit Services. Remember that they are obligated to treat you fairly and respectfully according to the FDCPA regulations. If you’re unsure about your rights or feel harassed, consider seeking advice from a consumer rights expert.
Other Possible Sunrise Credit Services Phone Numbers
Some of the phone numbers that Sunrise Credit may use include: