Are you receiving calls from Tate and Kirlin Associates at 516-765-2339 regarding a debt? It’s essential to understand your rights and how to handle debt collection calls.
Tate and Kirlin Associates is a debt collection agency that operates within the bounds of The Fair Debt Collection Practices Act (FDCPA). However, consumers still need to be aware of their rights when dealing with debt collectors.
When receiving calls from Tate and Kirlin Associates, remember these key points:
Verification of Debt: You have the right to request verification of the debt they claim you owe. This should be done in writing within 30 days of their initial contact.
Cease and Desist: If you prefer not to receive further communication from Tate and Kirlin Associates, you can send them a cease-and-desist letter. Once received, they must stop contacting you, except to inform you of specific actions they may take, such as filing a lawsuit.
No Harassment or Abuse: Debt collectors, including Tate and Kirlin Associates, are prohibited from using abusive language, harassing you with repeated calls, or making false threats. If you experience any of these behaviors, you have the right to file a complaint.
Legal Action: If Tate and Kirlin Associates cannot collect the debt through regular means, they may choose to file a lawsuit against you. It’s crucial to respond to any legal notices appropriately and seek legal advice if needed.
Remember, you have rights protected by the FDCPA. If you believe Tate and Kirlin Associates have violated these rights, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or seek legal assistance from firms like Legal Rights Advocates.
Stay informed, know your rights, and take action if necessary, when dealing with debt collection agencies like Tate and Kirlin Associates:
866-923-5193
760-295-6558
267-385-3071
818-539-8205
267-295-9125
530-364-0806
512-501-3661
977-216-6826
215-554-6482
877-216-6826
530-364-0806
901-504-4967
(855) 254-7841
