If you’ve been receiving calls from 716-961-3108, it’s important to understand who is on the other end of the line. This number is linked to P&B Capital Group, a debt collection agency tasked with recovering outstanding debts on behalf of creditors. While dealing with debt collectors can be stressful, it’s essential to know your rights under the Fair Debt Collection Practices Act (FDCPA).
Who is P&B Capital Group?
P&B Capital Group is a debt collection agency that specializes in collecting overdue debts for various creditors. They operate within the guidelines set forth by the FDCPA but may still engage in practices that consumers find intimidating or harassing.
Your Rights Under the FDCPA
Under the FDCPA, consumers have several rights when dealing with debt collectors:
The right to request verification of the debt.
The right to dispute the debt’s validity.
Protection from harassment or abuse, including excessive calls or threats.
The right to request that the collector cease communication.
Handling Calls from 716-961-3108
If you receive a call from 716-961-3108, remain calm and assertive. Ask for verification of the debt and be aware of your rights under the FDCPA. Keep records of all communications, including dates, times, and the content of the conversation. If you believe P&B Capital Group has violated your rights, consider seeking legal advice.
Conclusion
Understanding your rights under the FDCPA is crucial when dealing with debt collection calls from numbers like 716-961-3108. By being informed and assertive, you can navigate these interactions more confidently and protect yourself from potential harassment or abuse. If you need assistance in dealing with debt collectors, don’t hesitate to reach out to Legal Rights Advocates for help.
Some of the phone numbers that P&B Capital Group may use include:
406-534-0527
718-283-4210
302-360-8196
760-851-0024
877-743-9600
716-558-5836
520-357-4579
503-867-8805
855-270-8234
888-569-6469
888-569-9635
716-891-5800
312-445-0291
877-871-1284
(855) 254-7841
