Receiving calls from 718-283-4210 can be unsettling. This number is associated with P&B Capital Group, a debt collection agency. Understanding who is calling and what your rights are is crucial in these situations.
Who is P&B Capital Group?
P&B Capital Group is a collection agency that represents creditors in collecting outstanding debts. While their efforts help businesses recover owed funds, it’s important for consumers to be aware of their rights under the Fair Debt Collection Practices Act (FDCPA) when dealing with such agencies.
Your Rights Under the FDCPA
The FDCPA provides consumers with protections against certain practices by debt collectors. Here are some highlights:
Communication: Collectors must be respectful and cannot harass or intimidate you.
Debt Verification: Upon request, the collector must provide written verification of the debt they claim you owe.
Dispute: You have the right to dispute the debt, which temporarily stops collection efforts until verification is provided.
Time Restrictions: Collectors are not allowed to contact you at inconvenient times unless you agree to it.
What To Do If You Receive a Call
If 718-283-4210 or another number associated with P&B Capital Group contacts you:
Request Information: Ask for the caller’s name, company, and the debt they are calling about.
Verification: Request a written verification of the debt.
Record Keeping: Keep records of all communications.
Know Your Rights: Familiarize yourself with your rights under the FDCPA.
Legal Assistance: Consider seeking advice from consumer law professionals if you suspect your rights are being violated.
Remember, dealing with debt collectors can be stressful, but knowing your rights is the first step towards managing the situation calmly and effectively.
Some of the phone numbers that P&B Capital Group may use include:
406-534-0527
716-961-3108
302-360-8196
760-851-0024
877-743-9600
716=558-5836
520-357-4579
503-867-8805
855-270-8234
888-569-6469
888-569-9635
716-891-5800
312-445-0291
877-871-1284
(855) 254-7841
