Are you constantly fielding calls from 866-302-4224? This persistent phone number is likely linked to a debt collection agency, potentially Sunrise Credit Systems. Understanding your rights under the Fair Debt Collection Practices Act (FDCPA) is essential to ensure fair treatment and protect yourself from harassment.
Debt collection agencies, such as Sunrise Credit Systems, specialize in recovering overdue debts on behalf of creditors. While their primary goal is debt collection, they must operate within the guidelines outlined by the FDCPA to maintain ethical practices.
Here’s what you need to know about your rights under the FDCPA:
Protection from Harassment: Debt collectors are prohibited from engaging in harassing or abusive behavior, such as making repeated calls, using threats, or employing offensive language. If you feel harassed by calls from 866-302-4224, you have the right to request that the debt collector cease communication.
Verification of Debt: If you dispute the validity of the debt, you have the right to request verification from the debt collector. They are obligated to provide you with information regarding the debt, including details of the original creditor and the amount owed.
Cease Communication: You can formally request in writing that the debt collector stop contacting you regarding the debt. Once they receive your request, they are only permitted to contact you to confirm the cessation of communication or to inform you of legal action.
While 866-302-4224 may serve as the primary contact number for the debt collector, it’s important to note that they may use other phone numbers in their attempts to reach you. Regardless of the number used, your rights under the FDCPA remain unchanged.
Remember, you have rights when dealing with debt collectors. Stand up for yourself and seek assistance if needed.
Stay informed, stay empowered.
Other Possible Sunrise Credit Services Phone Numbers
Some of the phone numbers that Sunrise Credit may use include:
857-301-6723
866-640-9253
646-205-7740
631-272-9800
347-392-3438
866-891-3260
508-521-9942
214-233-8094
888-866-9170
818-665-7438
303-551-0442
866-244-1275