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Is (866) 423-1097 calling harassing you?

Comenity Bank may be calling you from (866) 423-1097. Comenity Bank isn’t a traditional banking services provider, but provides credit cards, including store credit cards. When a consumer fails to pay back the credit amount owed, they can be called by the bank to recover the money.

If you tell Comenity Bank to stop calling and they continue to call, you may be entitled to $1,000 under the FDCPA.

Receive free legal support from one of our seasoned debt harassment lawyers and protect your rights.

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Legal Rights Advocates, Inc.
Legal Rights Advocates, Inc.
433 Google reviews
Rocio Estrada
Rocio Estrada
2023-10-16
When Mark said, “ I’m looking into it right away”, he means just that. His actions matched his words. Very professional! Straight forward! Highly, highly recommend. Greatly appreciate them! Thanks again!
Eber Hays
Eber Hays
2023-10-16
Mark was awesome and super accommodating. I called him multiple times, and he walked me through what steps I should take to verify information related to a possible debt collectors harassment. Should I ever have any further issues like this in the future I'm definitely going to be giving him a call back.
Patrick Kelley
Patrick Kelley
2023-10-16
Mark was extremely helpful, knowledgeable and professional. Things were handled quickly and I'm glad I called them to help me. Highly recommended.
Willson Soth
Willson Soth
2023-10-16
Working with Mark was the best experience of my life. Very knowledgeable and always make me feel secure and have a piece of mind. He help with my father case and it’s always a fast response. He always follow up with you and explain in depth with you. Highly recommended.
Lisa SuccessMindset (44&lovinit)
Lisa SuccessMindset (44&lovinit)
2023-10-13
Are you having issues with collection agencies? Call Legal Rights Advocates! They are courteous, efficient , and go above and beyond. Thank you all so much!
Madeline Moore
Madeline Moore
2023-10-11
LRA went above and beyond to manage my case. Mark and the team communicated promptly and effectively between parties and handled business exceedingly well. There is always an open line of communication, and any doubt or uncertainty was diminished. Mark is a “to-the-point” advocate for his clients, while working tirelessly handling claims. Fear never arose during my case because of the dedication and authority this team provides. I was made well aware of the legalities, processes, and provisions. I would recommend this team to ANYONE going into an advocacy battle. This is the team you want, to have your back! Executed the case tremendously well. Kudos to this group! Mark’s professionalism is unmatched.
Ricky Bell
Ricky Bell
2023-10-05
Good morning I want to share my experience with default Mark who answer my email took the time heard my complaint from beginning to end and saw that it was a solution I haven't met him personally to talk with him on the phone he was more than professional just want to say thank you Mark
Cathy Rogers
Cathy Rogers
2023-10-01
Mark was knowledgeable, prompt and courteous. He worked confidently and diligently on my case. I definitely recommend this firm and will contact them again should the need arise.
Cassie Cloyd
Cassie Cloyd
2023-09-27
Wow! Im super impressed with Mark Gazda! I was getting 8-10 phone calls a day from a debt collector for MONTHS all on different numbers and it was severely affecting my ability to apply for jobs and even use my phone. I contacted the Legal Rights Advocates, Inc. and was matched with an incredibly knowledgeable member who not only helped me settle my debt but also won my case for me!! The settlement i got was well above my expectations and im super thankful for Mark Gazda for taking care of this major stressor in my life, he was friendly and so so helpful!

Understanding the FDCPA on Harassing Phone Calls

The FDCPA is a federal law that protects consumers from abusive, deceptive, or unfair debt collection practices. This law applies not only to debt collectors but also to lending institutions such as Comenity Bank.

The FDCPA restricts the use of automated call systems, such as pre-recorded messages and robo-calls, and regulates the hours during which debt collectors can make phone calls. Communication must stop immediately upon the recipient’s request, and if the calls persist, the recipient may be eligible for compensation of up to $1,000, as specified by the FDCPA.

Other Possible Comenity Bank Phone Numbers

It is important to note that Comenity Bank may use other phone numbers besides (866) 423-1097 to make these harassing calls. Some of the phone numbers that Comenity Bank may use include

If you receive calls from any of these numbers, it’s critical to take action to protect your rights.

About Legal Rights Advocates

Legal Rights Advocates is committed to helping clients facing harassment from debt collectors, including phone harassment. By retaining an attorney from our firm, individuals who are troubled by calls from Comenity Bank can benefit greatly. We can guide you in filing a lawsuit against Comenity Bank for violating the FDCPA and assist you in putting an end to these calls.

An attorney who specializes in debt harassment can bring you peace of mind. Our lawyers have extensive knowledge and experience in this area of law, ensuring that your rights are protected and that you receive the maximum compensation allowed under the FDCPA. Do not hesitate to contact one of our skilled debt harassment lawyers for a free case review today.

What Our Clients Are Saying

Legal Rights Advocates, Inc.
4.9
Based on 390 reviews
powered by Google
Levi PainterLevi Painter
04:38 28 Apr 23
Adam did a great job handling my case. Was able to get the loan dropped and now owe nothing. This company was very professional and did exactly what they said they would. Almost to good to be true!! Didn't actually believe it until I saw what they can do with my own 2 eyes. They really harrased me and kept calling over and over again. Stand up for your rights and let Adam handle your case!!!Did show up on my credit report as 4 missed payments which I did not expect because the loan was completely dropped but I am more than happy to take the hit on my credit report.
Marathon Lodge323Marathon Lodge323
15:13 19 Apr 23
The firm has been very supportive throughout the process. Adam Jeffery has communicated with me on a regular basis to keep me updated. It was a long time coming but everything turned out wonderful in the end. Thank you so much to legal rights advocates
Renee PonceRenee Ponce
19:57 23 Mar 23
Mark and Legal Rights Advocates were amazing! To begin with Mark returned my call from the website on a Sunday! In less than 2 weeks they had prepared a letter for the company on my behalf and in less than 6 weeks ALL my issues with the credit card company that was harassing me for the last year were solved! This included getting a financial bonus and making sure the credit bureaus correct my credit score! Mark was completely professional and had exceptional follow-up! VERY impressed! Thanks again!
Kendra LesleyKendra Lesley
22:40 06 Feb 23
I definitely recommend Legal Rights Advocates. I was being harassed by my credit card company they were calling a minimum of 10 times a day on the hour even ever half hour at times. Only after getting advice from Mark G on what to say to my creditors the calls stopped. Mark G is very helpful and friendly. I especially like how he follows up to make sure you aren’t having issues with your creditors.
Nick GalangNick Galang
16:46 09 Dec 22
Thank you Mark Gazda for your advice. You went above and beyond from what I initially expected, took the time to listen to my problem and also how to deal with the problem. He was very professional, communication is amazing, readily available. I'd definitely recommend him to anyone I care about!! He actually cares about his clients and You can tell it's genuine even the sincerity in his voice, he was comforting after being threatened by a collection agent. Thank you again for making my day better.
Charlene RiceCharlene Rice
05:27 16 Sep 22
When I had problems of scammers, Legal Rights Advocates was always there for me.They are always by my side when scammers were phishing for my money. They gave me timely advice on how to deal these scam crooks. I highly recommend them. So if you are having problems being harassed by scammers and robocalls, they will give you great advice. And you will have relief after taking to them. One of the best! Mark really helped me about dealing with threatening scam phone calls. He is truly a professional.He’s always by my side through thick and thin. I highly recommend.
Gift_Gift_
17:20 08 Sep 22
Gathering all information needed and keeping me posted on each step of the way made my experience exemplary.I’m thankful I found my way to Legal Rights Advocates and will refer them to anybody needing their services.
Kimberlee TrainerKimberlee Trainer
22:03 21 Aug 22
Arelys was very kind and willing to work hard for me. I was able to get through to her with questions regarding my case. She later transferred to another department and Adam stepped in. He was very professional and always available anytime I had questions. He did a great job helping to bring my case to a positive closure. I am very thankful for this group of people who helped walk me through a very difficult time in my life. I highly recommend their services and thank you so much Adam.
Marie DavisMarie Davis
22:42 09 Aug 22
I needed assistance with qualifying for my Social Security disability benefits. I reached out to Legal Rights Advocates, and I am so glad I did. They were experts at navigating through the Social Security Disability maze! They provided the representation and guidance I needed. I was approved for my disability benefits! I could not have done it without the help of Legal Rights Advocates. I would highly recommend their services if you need help getting your disability benefits.
Rae JorRae Jor
19:55 05 Aug 22
I was forced to pay something in full, with false threats of me going to court if it’s not paid that same day, being told I was accused of fraud, etc. I kept trying to call the accusing company after seeing a post of people getting scammed with false threats of court. I accidentally called Mark because of what Google showed me as I was searching for that company. He asked me about the company and were specific things happening to me, I said yes confusingly. He told me what the accusing company did was illegal. He took on my case, emailed me documents, and a little over a month he got my fees and everything else waived by winning the case because what happened to me was wrong. It also caused A LOT of hardship having to pay the accusing company $1300+ instantly out of pocket the day I got the threats. Mark has also got me $500 back on top of everything being waived. I’m impressed, I’m thankful, I didn’t have to come out of pocket for ANYTHING and let me add I’m not even in the same state as him. He was also very friendly, knowledgeable and checked in with me to keep me updated. I would recommend him to anyone who was in the same situation as I when it came to a loan company making threats if I didn’t pay in full that day. I do know if it ever happens again, who I can call 😃
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