If you keep getting repeated calls from the number 757-204-2324 and you’re feeling bothered or stressed, you might be wondering if you’re facing harassment from Portfolio Recovery Associates. It’s important to know the signs so you can take action if needed.
Frequent and Excessive Calls: If you’re receiving calls from 757-204-2324 multiple times a day, it could be a sign of harassment. Debt collectors are not allowed to call you too often or at unusual hours.
Intimidation and Threats: Harassment may involve Portfolio Recovery Services using strong language, threats, or scary statements to make you pay. Remember, they can’t threaten you or use fear tactics.
Refusing to Verify Debt: If you ask for details about the debt and they refuse to provide information about why they’re calling from 757-204-2324, it could indicate harassment. Legitimate debt collectors should be willing to explain.
Pressure to Pay Immediately: Harassment might involve pushing you to pay the debt right away without giving you time to understand or dispute it. You have the right to address the debt properly.
Calling Friends and Family: If Portfolio Recovery Services contacts your friends, family, or coworkers about your debt, it’s likely harassment. They should only discuss your debt with you or your attorney.
What to Do:
Stay Calm: Remember, you have rights. Stay calm when talking to them, and don’t feel pressured.
Ask for Details: Request written information about the debt they’re calling about from 757-204-2324. Legitimate collectors will provide this.
Keep Records: Note down the date, time, and details of each call. This helps if you need to take action.
Check Your Rights: Research the Fair Debt Collection Practices Act (FDCPA) to know what debt collectors can and can’t do.
Consult a Professional: If you feel harassed, talk to a lawyer who knows about debt collection laws. They can help you understand your rights and decide on the best steps.
Remember, no one should feel scared or pressured by debt collectors. If you suspect harassment from Portfolio Recovery Services at 757-204-2324, take steps to protect yourself and seek help if needed.
Other Possible Portfolio Recovery Associates Phone Numbers
Some of the phone numbers that Portfolio Recovery Associates may use include: