Are you receiving an incessant stream of calls from the Professional Bureau of Collections of Maryland (PBC) with the phone number 866-951-9700 flashing on your screen? If so, you are not alone. Many individuals find themselves bombarded with aggressive and excessive phone calls from debt collectors like PBC, causing distress and anxiety. The good news is that you do have rights and options to deal with this situation.
First and foremost, it’s essential to understand that the Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive and harassing debt collection practices. Under this federal law, debt collectors, including PBC, are prohibited from engaging in tactics that cause undue stress or threaten your peace of mind.
Here are some steps you can take to address the issue of excessive phone calls from PBC:
Keep Records: Document every phone call you receive from PBC, noting the date, time, and any information exchanged during the call. This record will serve as valuable evidence if you need to take further action.
Request Written Communication: According to the FDCPA, you have the right to request that PBC communicates with you in writing rather than over the phone. Send a certified letter requesting this form of communication, and they should comply.
Dispute the Debt: If you believe the debt is not yours or is inaccurately represented, you have the right to dispute it. Send a written letter to PBC within 30 days of their initial contact, explaining the reasons for your dispute.
Cease and Desist: You can also send a cease and desist letter, asking PBC to stop contacting you altogether. However, this does not absolve the debt, and PBC may choose to pursue other legal avenues to collect it.
Report Harassment: If PBC continues to harass you despite your attempts to resolve the matter, you can report them to the Consumer Financial Protection Bureau (CFPB) and your state’s Attorney General’s office.
Seek Legal Help: If the phone calls persist or if PBC has engaged in illegal practices, consider seeking legal assistance. A consumer rights attorney can guide you through the process and help protect your rights.
In conclusion, excessive phone calls from the Professional Bureau of Collections of Maryland (PBC) can be distressing, but you are not powerless in dealing with the situation. Familiarize yourself with your rights under the FDCPA and take appropriate action to protect yourself from abusive debt collection practices. Remember to keep detailed records and, if necessary, seek professional legal advice to address the issue effectively.
Other Possible Professional Bureau of Collections Phone Numbers
Some of the phone numbers that Professional Bureau of Collections may use include:
(855) 254-7841
