Receiving harassing phone calls from Spire Recovery Solutions can be a frustrating and upsetting experience. If you have received calls from them, it is important to know your rights and what steps you can take to protect yourself.
Firstly, it is important to understand that debt collectors are bound by the Fair Debt Collection Practices Act (FDCPA), which prohibits them from using abusive, deceptive, or unfair tactics to collect debts. If you believe that Spire Recovery Solutions has violated the FDCPA in their communications with you, you can file a complaint with the Consumer Financial Protection Bureau.
If you decide to communicate with Spire Recovery Solutions, it is important to keep a record of all communication. Write down the date and time of the call, the name of the person who called, and any details about the conversation. This information can be useful if you need to file a complaint or take legal action.
Spire Recovery Solutions uses a phone number, 844-947-2697, to contact individuals. If you receive calls from this number, it is important to remain calm and assert your rights. You can ask the caller to identify themselves and the company they represent, and request that they provide written documentation of the debt they are attempting to collect.
It is important to avoid providing any personal information over the phone, especially if you are unsure about the legitimacy of the caller. Scammers often impersonate debt collectors in an attempt to steal personal information or money. If you have any doubts about the authenticity of the call, you can hang up and call Spire Recovery Solutions directly to confirm the legitimacy of the call.
If you do not wish to receive any further calls from Spire Recovery Solutions, you have the right to request that they cease all communication with you. This is known as a cease and desist letter, and it must be submitted in writing. Once Spire Recovery Solutions receives this letter, they must stop calling you, although they may still continue other forms of communication, such as written correspondence.
Please note that Spire Recovery Solutions may use different phone numbers, including:
Receiving harassing phone calls from Spire Recovery Solutions can be a stressful experience. However, it is important to remember that you have rights under the FDCPA. By understanding your rights, keeping a record of all communication, and remaining vigilant against potential scams, you can protect yourself from abusive or deceptive debt collection practices.