If you’re receiving calls from Spire Recovery Solutions at 855-764-8971, it’s important to know your rights and take action to protect yourself from debt harassment. Spire Recovery Solutions is a debt collection agency that helps creditors collect debts. If you owe money to a creditor, they may contact you to collect the debt, either by phone, mail, or legal action.
However, debt collectors are regulated by the Fair Debt Collection Practices Act (FDCPA), a federal law that protects consumers from debt collection harassment. Debt collectors are not allowed to harass or intimidate you, and they must follow certain rules when attempting to collect a debt. For example, they cannot call you before 8 a.m. or after 9 p.m., they cannot use threatening language, and they cannot call you at work if you’ve asked them not to.
If you feel like you’re being harassed by Spire Recovery Solutions at the phone number 855-764-8971, there are steps you can take to protect yourself. You can send a letter to the debt collector requesting that they stop calling you. Once they receive this letter, they’re legally required to stop calling you. However, they can still pursue the debt in other ways, such as by taking legal action.
Remember that you’re still responsible for paying your debts, but you don’t have to tolerate harassment from debt collectors. If you feel like Spire Recovery Solutions is harassing you, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s Attorney General’s office.
Please note that Spire Recovery Solutions may use different phone numbers, including:
If you’re receiving calls from Spire Recovery Solutions at 855-764-8971, know that you have rights and don’t hesitate to take action to protect yourself from debt harassment. Ask them to stop calling you, and if they continue to harass you, report them to the appropriate authorities.