Are you receiving harassing phone calls? It can be a disturbing and frustrating experience, especially when they come from Spire Recovery Solutions, a debt collection agency that operates across the United States. If you have received calls from them, you may be wondering what to do.
First and foremost, it is important to know your rights. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using abusive, unfair, or deceptive tactics to collect debts. If you believe Spire Recovery Solutions has violated the FDCPA in their communications with you, you can file a complaint with the Consumer Financial Protection Bureau.
Additionally, you have the right to request that Spire Recovery Solutions cease all communication with you. This is known as a cease and desist letter, and it must be submitted in writing. Once Spire Recovery Solutions receives this letter, they must stop calling you, although they may still continue other forms of communication, such as written correspondence.
If you decide to communicate with Spire Recovery Solutions, it is important to keep a record of all communication. This includes writing down the date and time of the call, the name of the person who called, and any details about the conversation. This can be useful if you need to file a complaint or take legal action.
One phone number that Spire Recovery Solutions uses to contact individuals is 855-807-4729. If you receive calls from this number, it is important to remain calm and assert your rights. You can ask the caller to identify themselves and the company they represent, and request that they provide written documentation of the debt they are attempting to collect.
Please note that Spire Recovery Solutions may use different phone numbers, including:
It is also important to avoid providing any personal information over the phone, especially if you are unsure about the legitimacy of the caller. Scammers often impersonate debt collectors in an attempt to steal personal information or money. If you have any doubts about the authenticity of the call, you can hang up and call Spire Recovery Solutions directly to confirm the legitimacy of the call.
Receiving harassing phone calls from Spire Recovery Solutions can be a stressful experience, but it is important to remember that you have rights. By understanding your rights and keeping a record of all communication, you can protect yourself from abusive or deceptive debt collection practices.